guys, i need help, i have join AKPK program since 2007, i plan to buy an apartment but since that im under the program nothing much i can do. is it possible to me to apply any personal loan and pay off all the cc debt. my total debt is:

maybank 2500
OCBC 3000
public 3000
RHB 2500
ambank 2500

montly income 3500 and i pay AKPK for RM755 per month, the question is where i can go to apply the personal loan? i've calculate that if i can loan for RM17k+interest i can pay same amount as AKPK payment in only 2 years.

thanks