Guys,

Appreciate anyone of you can advise on this...

During my DMP period, I have an ongoing home loan until today and I never default any payment since day 1. After I've graduated from DMP 4 months ago, I try checking my credit score through CTOS and it's in the LOW range. Some say by applying a credit card and make payment promptly will increase the score. However when I try to apply CC, can't get approved. I'm thinking, is it the current home loan affecting the score? If that's the case, I can forget about getting another home loan or car loan until my current home loan settled?

[quote=January J,Apr 4 2022, 02:27 PM]
[quote=January J,Apr 4 2022, 02:23 PM]

Sorry, may I ask do u have the contact number or email for ambank n Hong Leong . Called million times but unable to reach the officer to check settlement. .. TIA

[/quote]

Try 03-79591888 for Hong Leong.

Sometimes you can try FB messenger and contact the bank and tell them you want to make settlement for AKPK, you will be surprised this messenger works faster.