finally , today i am an officially a "bekas banduan AKPK" , 10 years without any eligibility to get all kind of loans from financial institutions are not bad though. Tough times not gonna last forever :-)

it is not the end of the road. I m in the same situation 11 years ago, i went to AKPK as it was my last resort. Endless struggling with daily expenditures is like a 200KG stone put on your shoulder. I had to change my lifestyle and downgrade my necessities to the minimum . I know it is hard but trust me you can overcome it eventually.

ex-akpk grad batch 2020 :-)