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 AKPK, debt issue, anyone got a question to ask them?

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nonameface
post Jun 29 2016, 04:28 PM

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hey, if a person has stopped paying for his debt through AKPK for few months, and AKPK decided to close his account due to that. is it possible for him to appeal to reopen his account again? and what if cant reopen?
nonameface
post Jul 24 2016, 05:27 PM

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if all, would like to know if AKPK would pay debt for summon cases? Eg,: i have debt from 2 diff bank (Bank A: taken legal action already, summon. Bank B: one havent yet). So if i enroll AKPK, pay to AKPK, they will distribute and pay both banks right? i just tell Bank A im under AKPK?
nonameface
post Jan 11 2017, 04:36 PM

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QUOTE(dltk @ Jan 11 2017, 03:42 PM)
Hi all,

Can I know whether any of you have been rejected by AKPK ? I was told by an agent that sometime AKPK may reject you if you do not provide accurate information or your income is not sufficient to settle the monthly instalment proposed by them. This agent offered for guarantee approval with fees charged to handle the submission.

Please advise.
*
wow... zzz how much is the fee he proposing?, not sure. maybe try talking to different agent? and also provide appeal letter or something, like why you want to be in this programme badly..

nonameface
post Feb 6 2017, 01:07 PM

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QUOTE(facelol @ Feb 6 2017, 09:13 AM)
oh god..this makes me even more sad after reading this line

i really really hope akpk can save me

i have rm60k+ debt total of cc and PL and my income is only rm2.5k monthly

if they reject me, i guess its end of my life already. no point of surviving
*
some have rm600K+ and income only rm3K. how bout them? there's always light at the end of the tunnel. if not, make one. goodluck!
nonameface
post Feb 15 2017, 01:20 PM

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wanna ask those involved and completed paying their debts through akpk...
how much total need to pay back and for how many years? is it wise to declare oneself bankrupt if he knows the amount need to pay back it just too much even tho in akpk?
nonameface
post Apr 10 2017, 04:31 PM

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hey, even if akpk is scheduled for 10 years with min payment every month.. its still charged interest so in long run, its also quite expensive ya?

so its better to clear ASAP too if have money somewhere right?

heard cant nego interest with bank when in akpk.. true?

This post has been edited by nonameface: Apr 10 2017, 04:32 PM
nonameface
post Apr 3 2018, 12:50 AM

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say ive been good pay master for few years.. can i appeal for lessen the interest of outstanding balance?

also. while on akpk, can i go to the bank and appeal for reduction of o/s if lump sum settlement?
nonameface
post May 20 2018, 11:02 PM

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hi guys, say if the person is under the AKPK program and his health has been deteriorating over the years, if say *touch wood* anything happens to him, the next of kin have to take up his debts repayment to akpk?
nonameface
post Aug 9 2019, 06:03 PM

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anyone received their bank statement stated "financial charges" even though akpk disburse and pay them some every month? why financial charges so high? what's that?

 

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