AKPK, debt issue, anyone got a question to ask them?
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 Sep 27 2011, 12:15 PM
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#1
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All Stars
15,773 posts Joined: Jan 2003 From: Capital Wasteland   
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QUOTE(chuck_blusher @ Sep 26 2011, 01:12 PM) I don't know if this thread are the right place for me to know the answer. I have a problem with personal loan. Since i can't pay and now I receive the letter from court action. For information, i make a loan with RHB about rm 9000. So what should i do?if i don't attend the court, will i get arrested or what?i'm really scared..plzz help me Go to see akpk asap. |
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Jul 30 2012, 10:02 AM
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#2
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15,773 posts Joined: Jan 2003 From: Capital Wasteland
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nego with bank first, if failed, then go to AKPK, and yes AKPK does help to reduce the interest charge,.
u can go to akpk website to read more of people exp such as below: http://www.akpk.org.my/learning/success-stories QUOTE(Frankylam @ Jul 25 2012, 11:44 PM) Because AKPK help the bank to collect back money and extra interest. Dont be stupid.... they (AKPK) nego to the bank to reduce the interestlah. AFAIK, they will no charge u anything. FOCPrevious time, my father own bank 30k then we go there for help. I ask them how much need to pay per month. They say pay RM 150 ok already, then I ask how long i need to pay 30 years.. Then u count how much they charge us.. as sample below: http://www.akpk.org.my/learning/success-st.../id/47/story-14 Added on July 30, 2012, 10:04 am QUOTE(Art Hour @ Jul 29 2012, 06:24 PM) if im not mistaken, 10 years is minimum. Correct me if im wrong. max 10 yearsThis post has been edited by miloy2k: Jul 30 2012, 10:04 AM |
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Jul 31 2012, 10:30 PM
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#3
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15,773 posts Joined: Jan 2003 From: Capital Wasteland
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QUOTE(samsungXP @ Jul 30 2012, 02:32 PM) after fill in the DMP online application and make 1st payment then we need to wait how long for the akpk status?can we check the status online? depend, some people less then a week while some 1 month, becoz they (AKPK) will nego with the bank first then see howQUOTE(vijaz7 @ Jul 30 2012, 11:32 PM) Hi, try nego with the bank first if fail, go to akpk.I need advise to settle my debt issue. Currently I have debts as per below Credit card HSBC - RM18K CIMB - RM13K Personal Loan OCBC - RM9K Al-Rajhi - RM18K Total = RM58k Could anyone advise whether I can get any rebate or waiver if I able to make full settlement for credit card and personal loan? Please assist me as soonest possible. Thank you. |
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Sep 20 2012, 04:21 PM
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#4
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15,773 posts Joined: Jan 2003 From: Capital Wasteland
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QUOTE(samsungXP @ Aug 26 2012, 10:36 PM) i ord starting paying akpk monthly installment.the question is how i know wat is the lastest outstanding balance that i still owe the bank coz i know akpk wont sent any statement to us.now my monthly installment is rm1.2k monthly.can i reduce the amount of monthly installment on the 2nd year? yes by settling the debt directly to the bank, and ask them to produce a release letter and forward a copy to akpk, they should reduce the monthly payment.. Added on August 27, 2012, 11:02 pmi ord in akpk dmp for 1 month but why i still received lawyer letter from bank ask for payment? QUOTE(UyxoR @ Aug 5 2012, 12:01 AM) the success story in AKPK website sounds alot like soap drama... yes they are, my cozen, cc loan up to 20k-40k, instead of paying 1k per month akpk help to restructure the loan/cc debt and reduce to half, rm250-500.http://www.akpk.org.my/learning/success-stories Are they for real?? QUOTE(barium @ Aug 29 2012, 11:08 PM) hi there, i would like to ask if im not under any debt, and i dont own any credit cards, just that i have a very poor financial management in the sense that i totally dont know how to save my money...can i seek advice from akpk??? yes can get consultant for free |
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