Apr 9 2014, 02:55 PM
QUOTE(JScomp @ Mar 29 2014, 12:40 AM)
I'm made full settlement to all bank on Aug 2013 and received the AKPK release letter on September.
In December 2013 I applied for OCBC CC and get approved and Jan 2014 PBB and CIMB both also approved my credit card application.
what my experience is I did applied for Maybank and Allianz bank after i got my OCBC credit card...both banks immediately rejected me after my CC application submitted in their system. Because i got loan restructuring with them (akpk converted cc debt became term loan).
Conclusion is....if you quit from AKPK program....no need waste time to apply those banks which u got debt with them. Even you fully settled , i believe those banks got internal system to record it...so when u apply CC..system will auto rejected....good luck
Hi FriendIn December 2013 I applied for OCBC CC and get approved and Jan 2014 PBB and CIMB both also approved my credit card application.
what my experience is I did applied for Maybank and Allianz bank after i got my OCBC credit card...both banks immediately rejected me after my CC application submitted in their system. Because i got loan restructuring with them (akpk converted cc debt became term loan).
Conclusion is....if you quit from AKPK program....no need waste time to apply those banks which u got debt with them. Even you fully settled , i believe those banks got internal system to record it...so when u apply CC..system will auto rejected....good luck
I am planning to do a full settlement to my debts too after 5 years with AKPK.
Can you share with me how you go thru this process? Are you going to call banker one by one ? Collection dept?
Appreciate your reply
And you dnot mind, pls share me your contact person too?
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