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AKPK, debt issue, anyone got a question to ask them?
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ideaplus
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 Jan 27 2023, 12:51 PM
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QUOTE(summerguy @ Jan 13 2023, 11:20 AM) Bank should only charge the interest as agreed with Akpk. I do login to each bank and check, if there were additional charges after Akpk enrollment, I submitted request to reverse it, normally the call center will help create a case for credit department to handle. Just curious how you get your new CC, as I was rejected by many banks for CC applications after cleared all my AKPK last year. Banks said I can't apply any CC as they can't find my previous records from CCRIS. Meaning I'm "blank" in CCRIS |
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ideaplus
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Jan 30 2023, 06:03 PM
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QUOTE(summerguy @ Jan 27 2023, 05:15 PM) I still have existing housing loan that is under my ccris record and I paid on time every month, probably for my case there is still record that's why my CC and Car Loan can be approved. Oh, meaning you haven't close your AKPK account? Weird, I thought someone who is still in AKPK can't apply any new CC or new loan  |
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ideaplus
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Jan 31 2023, 10:15 PM
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QUOTE(summerguy @ Jan 31 2023, 04:08 PM) house loan is not under AKPK account Oh, it cleared the confusion as I thought all your loans are declared under AKPK. Sorry my bad. Well, what I'm doing now is I pledge FD to apply new CC and try to build up my credit record in this year. Hopefully can apply new CC next year without pledge any FD anymore  |
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