AKPK, debt issue, anyone got a question to ask them?
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 Feb 10 2020, 09:38 AM
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#1
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Probation
28 posts Joined: Feb 2020 
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QUOTE(shankshank @ Feb 3 2020, 03:42 PM) I need RM20k for medical bills to do operation, planning to do a personal loan but rejected by bank because CTOS CCRIS not nice, any suggestion on which loan platform I can go to? you can refer to this post to understand about personal loan https://forum.lowyat.net/index.php?act=ST&f=153&t=4902446 |
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Mar 2 2020, 10:02 AM
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#2
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Probation
28 posts Joined: Feb 2020
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QUOTE(exelkivarider @ Feb 27 2020, 01:44 PM) anyone heard before a company using similar way like AKPK. They said they will consolidate all the debts into 1 one bank. they offer lower interest rate than AKPK. how much lower than akpk that you need to live with the chances of getting scam? |
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Mar 2 2020, 10:48 AM
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#3
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Probation
28 posts Joined: Feb 2020
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QUOTE(monocat @ Mar 2 2020, 10:22 AM) im planning to make full settlement for cimb, hlb, citibank and scb. go to the branch that you borrow it from and tell them you want to make full settlement, rmb ask for discountwhat should i do? i need contact person in charge for each bank? where can i get the contact details? |
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Mar 9 2020, 02:32 PM
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#4
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Probation
28 posts Joined: Feb 2020
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QUOTE(Askzra @ Mar 9 2020, 12:58 PM) hi guys, do you have your 6 months emergency fund ready? if not, only then you should consider option 2, but bear in mind that taking a bigger loan to settle small loan is not a really good practice, u need to get one really good personal loan, or else dont take new onewanna ask some opinion from u all. i have commitment of rm565 (car), rm211 (PL) and rm267(asb), which is 47% from my net income. now i want to reduce my commitment, as my petrol usage per month is rm300 minimum. so i have two option: 1) cancel asb so i can save extra rm267 for emergency money 2) take big PL (ard rm30k) to settle both car and PL so i get to keep asb and lower monthly installment. |
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