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AKPK, debt issue, anyone got a question to ask them?
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debt2000
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 Jun 30 2011, 10:57 PM
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New Member
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before this my salary RM4500 per month after the company tiba2 close because my bos want to go back to his home town(Korea) and i stuck with my debt and i finally find new job who pay me RM2700 per month..and now i cant pay much for my debt monthly....
i have problem with cc:
hong leong =RM14K
ambank=RM4K
eon bank=RM5K
Aeon credit card=RM5K
RHB =RM6k
Personal Loan
Cimb-RM16K
Aeon=RM3k
car loan
still left 6m to pay
monthly pay=RM410
My salary
RM2700
every month i have to pay
RM2534
left only RM166.00
do you think i can still enter AKPK program?do you think they will accept my application?cause i really dont have jalan already...can somebody tell me what should i do?
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debt2000
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 Jul 5 2011, 12:56 PM
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New Member
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QUOTE(Tigerr @ Jul 1 2011, 03:39 PM) How you accumulate so much debts when you have RM4,500 job? Still not enough money to spend until you have to use future money until so much until taking personal loan????  With the way your spending, whether you get RM10,000 job, you also will get into problem. Gambling habit and play woman is it?  Your case is very susah lar....if AKPK accepts you and you are paying RM1,000 per month, how are you going to survive???  So, first is to examine yourself how to cut down on your bad habits or spending. Then, get AKPK to help you to restructure your loan. Every month, live like a monk for at least the first few years until you get a better job that pay you much higher $$$. But, got to watch out your spending. AKPK no give second chance. i don't have any habit like gambling and play woman like u say... use my money to pay my mother medical bill,medicine and every month.cause my mother have high blood very serious.so please dont judge me if u do not know my problem...and now when my salary half.....luckily my sister help me to take care of my mother to pay all the medical bil for right now... This post has been edited by debt2000: Jul 5 2011, 12:58 PM |
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debt2000
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Apr 24 2012, 10:07 PM
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New Member
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QUOTE(jflcorp @ Mar 6 2012, 10:09 AM) Hong leong? Ha ha ha ! Good luck lah, they are the worst loan sharks out there.... YES THE HONG LEONG BANK IS REALLY LOAN SHARKS!!!!!!I TOLD THEM I ALREADY UNDER AKPK AND I THINK THEY KNOW CAUSE AKPK SEND THEM LETTER AND HONG LEONG BANK SEND ME LETTER TELL ME HOW MUCH I SHOULD PAY EVERY MONTH AND EVERY MONTH I SHOULD PAY RM100.00 TO AKPK.BUT WHAT IS REALLY MAKE ME ANGRY IS THEIR CHANGE ME LATE PAYMENT EVERY MONTH RM75.00 EVEN I MAKE PAYMENT TO AKPK EVERY MONTH END..BUT THEY STILL CHANGE ME LATE PAYMENT RM75.00!!!!!!!!!!!!!!!SO I THINK I WILL NEVER SETTLE MY DEBT TO THE HONG LEONG BANK IN 10 YEARS CAUSE EVERY MONTH THEIR WILL CHANGE ME THE LATE PAYMENT FEE...HMMM SO MEANS I JUST PAY TO THE BANK RM25.00 CAUSE THE OTHER RM75.00 PAY FOR LATE PAYMENT FEE...NICE DEAL RIGHT FOR HONG LEONG BANK...DAMN HONG LEONG BANK!!!!!!!!!!!!! This post has been edited by debt2000: Apr 24 2012, 10:10 PM |
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