look like a lot of ppl dont know what AKPK do

1. your are not bankrupt
2. max repayment is 10 years
3. your income is able to payoff you debts within 10 years
4. AKPK will nego with the bank for the interest rate. so diff ppl will get diff rate.
5. those house/car lelong and still got balance need to be paid also can apply
6. bring along the lawyer letter from bank (if any), AKPK will help you to stop the legal action
7. you still can apply loan when you are in AKPK program but not CC(depend on bank want to approve or not)
8. if you cancel the AKPK program you have to wait 1 year to apply.
9. if you fail to pay AKPK, the program will be cancel, and you are disqualified to apply again.(whole life)
10. once you join AKPK, all CC will be cancelled and you are not able to apply when you are in AKPK program

currently i only remember this. will add on when i remember.
AKPK got briefing every weekdays, you can go the briefing 1st to understand then only decide to join or not
mon-thurs 10am-11am, 12pm-1pm and 3pm-4pm
fri 10am-11am, 12pm-1pm