Dec 16 2013, 02:09 AM
QUOTE(fornax @ Dec 10 2013, 08:18 PM)
Bros i have a question. If i have 2 CC which the minimum payment are due on the 5th Jan 2014 and 23rd Jan 2014 for about RM800+. I can't manage to even pay for the minimum as my new job start only on the 1st of January 2014. So is it ok if i don't pay the minimum payment for both CC and do it only on February of 2014 when i got my first pay from the new job?
What would the late charges be like and i previously have paid all my CC minimum payment on time and was never late before as the coming month i am unable to pay due to family urgent matters and my salary would only come during end of January.
CC 1 - 9k outstanding 10k CL
CC 2 - 3.6 outstanding 4k CL
For Maybank Visa/Master it's 1% of the late outstanding balance or a minimum of RM10 to a maximum of RM75 whichever is higher.. not sure about other cards but it should be somewhat similar.What would the late charges be like and i previously have paid all my CC minimum payment on time and was never late before as the coming month i am unable to pay due to family urgent matters and my salary would only come during end of January.
CC 1 - 9k outstanding 10k CL
CC 2 - 3.6 outstanding 4k CL
I think it's better if you call your bank and explain the situation. Not like they will waive the late payment charges or anything, but you can just try your luck.. and don't be surprised if someone else from the bank calls you asking about the missed minimum payment even after you have informed them beforehand.
Btw you should have posted this in
https://forum.lowyat.net/topic/2997826
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