Sad no use. Seek some advice/help from akpk's debt managemt programme.
50k is not that much yet, better fix the hole now before your ship sink deeper.

Lol, if u continue like this then really gone case

U shouldn't be using cc as ur emergency fund man.
Start budgeting, save up, man up and face the fact

Maybe can list out ur commitment and income so others can help u here

just 50k ad say like wan to give up. me 100k over and monthly pay RM3200
also need bite the bullet and life still going on from 2008 until now 2019 still didn't see i die...
soon i am out akpk next year min

wish you all the best bro....

seem like you are my 10 years ago image... later will take cash advance to cover
then last meletup.....
wow bro...i really wish you luck

Please don't do this roll here cover there, if short term that you know you can clear all within next 2-3months, then it is still okay worst case. **if you have a concrete plan.

50k is not a lot and leveraging akpk can clear your case up without these roll/cover task.
Don't wait till these action bombs up and got into legal case where banks will start sending you legal letter which is another unwanted cost incurred to you which add more burden.

it is now up to you.