AKPK, debt issue, anyone got a question to ask them?
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 Jun 11 2020, 03:20 PM
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#1
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Senior Member
1,009 posts Joined: Oct 2011  
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Hi Guys, I would like to check on AKPK. I have cc outstanding about RM8k+. Im planning to visit AKPK office and have some discussion on to make it monthly payment. Can someone let me know how this AKPK works? And will they be open during weekends like saturday since im working during office hours
This post has been edited by blaze91: Jun 11 2020, 03:21 PM |
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Jun 11 2020, 03:50 PM
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#2
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Senior Member
1,009 posts Joined: Oct 2011
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QUOTE(alexkwlee @ Jun 11 2020, 03:47 PM) rm8k++ no need go akpk just discuss with bank convert term loan. really? the last time I checked with bank they asked me to to pay certain amount like 2K upfront and then only can monthly payment.   |
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Jun 11 2020, 03:54 PM
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#3
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Senior Member
1,009 posts Joined: Oct 2011
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QUOTE(alexkwlee @ Jun 11 2020, 03:51 PM) try ask them convert cc to term loan. try not to go akpk with that amount its really low amount no worth to go. Okay will give a call and see again. btw its Citibank  |
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Jun 23 2020, 11:58 AM
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#4
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Senior Member
1,009 posts Joined: Oct 2011
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QUOTE(wewa25 @ Jun 23 2020, 11:15 AM) you tell them either minimal payment or you will go to AKPK. They want the RM2k to reflect on their collection KPI Okey thank you for the tips. Will call them again. Recently called them and check the sohai collecting dept fellow keep saying no need to enroll into plan. Just pay how much you can first then when later got money can settle lump sum with discounts of deduction. I asked about interest wont run meh? he said no which I doubt so. Need to call and verify again. Meanwhile im trying to apply for CC so can do BT but the procedure is so complicated. Called affinbank they are asking to fill up form and send email. better if walk in which I cant do because working office hours  btw asking sifu's here will cc be approved with me having outstanding on citibank cc? |
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Jun 23 2020, 01:46 PM
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#5
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Senior Member
1,009 posts Joined: Oct 2011
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QUOTE(wewa25 @ Jun 23 2020, 01:21 PM) utilization and payment record will affect your application. wow okeyy then Balance Transfer option is no go for me.if u use up like 90% n payment got 1 or 2 months missed payments..most likely reject |
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