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 AKPK, debt issue, anyone got a question to ask them?

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bl@ze
post Mar 26 2020, 09:22 AM

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QUOTE(holyghost @ Mar 25 2020, 10:40 PM)
interested to know as well
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According to their FB page, yes.

But they still encourage us to make payments as usual. So if you want to opt out I suppose just pay as per normal.
bl@ze
post Mar 26 2020, 02:18 PM

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QUOTE(fiberguy @ Mar 26 2020, 01:36 PM)
just want to know if my payment is due on 28th March do i still need to pay it for the Moratorium case ?
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For March we still need to pay. It only starts April. Same as all the other loans.
bl@ze
post Aug 13 2022, 10:19 AM

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Hi everyone has anyone faced this issue? I've been maintaining good payment record for akpk since 2019. However, since I'm facing the risk of vss I applied for a reduction in monthly instalment.

Unfortunately, while it will go lower for the first 2 years (1260 going down to 1480 after I also enrol my car loan which totalled over 2.2k Includinh the akpk payment before this. However total will go so much higher after 2 years (2800) and will be maintained for 6 years.

Now I'm asking the akpk officer to revert back to old payment schedule but she said I won't be able to get that plan already because of the Covid times moratorium reducing my repayment time by 1 year. Is there any way to appeal this? If I knew this would happen I would have just skipped the moratorium.
bl@ze
post Aug 13 2022, 07:07 PM

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From: Kuantan


QUOTE(MUM @ Aug 13 2022, 11:46 AM)
Many would be happy to hv more cash flow at our disposal by having to commit less for akpk repayment.
Use that "extra"  cash wisely.
When that pool of money is large enough, ... Just settle fully the outstanding in akpk so as to hv early release from akpk
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Yeah after thinking about it I decided to save that money from lower monthly and settle a few of the accounts before 2 years is up.

 

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