Question :

1. I even called each pf the bank they wont able to reveal the amount owed under this program all subjects to AKPK consent
ANSWER : Call Collection Dept every bank except Standard Chartered (Redemption Dept) ask for actual amount to do earlier settlement.
2. How do I make my "normal" payment pre-akpk again? I have almost couldn remember what was the outstanding amount since some of the bank didn't send me statement anymore
ANSWER : Have you skipped from AKPK ?
3. What will be the arrangement and rate upon exiting AKPK. Afraid the banks will still imposing me late charges la penalty you know la they have so many reasons to inply anthing when u are not backed up by AKPK.
Exit from AKPK once you have make full settlement every banks , they would update automatically and would remove from your akpk dashboard
My experience (most banks sent me release letter within 24 hours except SC took 2 weeks)
1. Call Collection Dept every bank except Standard Chartered (Redemption Dept) ask for actual amount to do earlier settlement.
2. Pay over counter or pay online (depend on their procedure)
3. Inform them once payment has been made
4. Ask for them for release letter via email and original would be posted to your current address.

Normally once full settlement has been paid they would inform AKPK and would remove from your AKPK dashboard

Better with AKPK coz interest (9%) remain and no more hidden charges/ penalty and other charges.
Quitting AKPK is not good option unless you have finally found your best way to settle all your debts.
Good luck !

From akpk convert to term loan. Does it affect me from getting any hire purchase or housing loan?

after you have cleared or settled, the bank has to update BNM. it is updated/refreshed on 15th of every month 
I would suggest you have a current record of your ccris report, I have seen some that has >0 numbers in the months columns, which would foresee needs some extra time to clear.

For withdrawn, it will be different case as still owe or paying to the bank.

Ya..the response time from some banks are too slow.  Havnt received the returned call from the bank ( Citi and UOB)  for one almost a week. Just asking for the actual balance for settlement.

folks, im currently in DMP program about 4 years...still 6 years to go....

Have some questions, if anyone can answer/advise, deeply appreciated.
1. If I've cleared all my debts with banks, and withdraw from the DMP, will there be any cooling period?
as last I've heard that AKPK officer told me that once all facilities has been cleared, require 6 months to cool off then can proceed for loans, apply cc, etc.

2. While i'm currently in DMP program, my parents transfer house to my name, will it be any issue or need to take note?

3. While i'm currently in DMP program, can I apply for housing loan or car loan?

4. Any ways to check the latest outstanding amount and when is the last payment date? It's very time consuming to call banks individually, sometimes unreachable, etc...