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 AKPK, debt issue, anyone got a question to ask them?

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ah_suknat
post Apr 13 2011, 12:33 PM

whoooooooooooooop
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Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang



QUOTE(NelsonBoy @ Mar 12 2011, 03:39 AM)
My dad debt RM150k.

monthly installment need pay RM1800/mth for 10years.

so your salary must be around RM3000 in order to process.

AKPK cannot reduce any interest charged into your account. AKPK can only reduce the installment amount and also prolong the duration with interest around 8-10%

Unless if orang cacat maybe can get 6-7%
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owe that much just declare bankrupt...
ah_suknat
post Jun 30 2011, 11:42 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang



QUOTE(debt2000 @ Jun 30 2011, 02:57 PM)
before this my salary RM4500 per month after the company tiba2 close because my bos want to go back to his home town(Korea) and i stuck with my debt and i finally find new job who pay me RM2700 per month..and now i cant pay much for my debt monthly....

i have problem with cc:

hong leong =RM14K
ambank=RM4K
eon bank=RM5K
Aeon credit card=RM5K
RHB =RM6k

Personal Loan
Cimb-RM16K
Aeon=RM3k

car loan
still left 6m to pay
monthly pay=RM410

My salary
RM2700

every month i have to pay

RM2534

left only RM166.00

do you think i can still enter AKPK program?do you think they will accept my application?cause i really dont have jalan already...can somebody tell me what should i do?
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what do you mean no jalan at all already? can you get some one to help you for atleast the 6 month? after you finish pay the car then you have extra RM550, try to get part time job to increase income to cover your daily expenses, or try to ask advance salary from your company which you will deduct after you clear off some debt...
ah_suknat
post May 27 2012, 02:30 AM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang



QUOTE(emmert83 @ May 26 2012, 03:30 PM)
Those who are muslim, perhaps can try do biz at bazar ramadan this year, last year alone I managed to get clear profit of rm15k during bazar biz (24 days).

After raya, I went to the bank, renegotiated the amt of o/s for cdt card by saying that I want to pay lump sum & they gave rebate on interest which is quite amazing. by the profit I have, I cleared all my 3 cc o/s. Now I just concentrated to pay my personal loan which I paid using my salary (left another 6mth)

Yerp, I'm not self-employed, yet it's not excuse for me to not doing biz as well. Consider it as a bonus month  biggrin.gif
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15k net profit for just 24 days??

may I know what biz are you doing and selling?

 

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