hi,

I already with AKPK Program Since March 2008!

But I find that my debts wasn't reducing much!!!

Just checked with CitiBank, my total debts with them when i joined AKPK Program is around RM6.5k, and told me as of today, i still have RM 3740 outstanding balance with them! Something definately not right here!

As for HLB account, AKPK is paying them late; and they are charging me late payment interest monthly! I have highlighted this to AKPK Consultant who handle my case before, he just said they can waive it when you do settlement! Question is, most of the ppls under AKPK program is already having issues with their financial, to come out from it is not easy, how to save up so much $$$ to pay off?! And you cannot selectively do settlement to the once you affort to settle for now, if you want to do settlement, you have to settle all the ban you have registered under AKPK!

Appreciate those who knows better to advice me, or correct me if I am wrong! As I am lost... I have lost faith with my AKPK Consultant!