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 AKPK, debt issue, anyone got a question to ask them?

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SUSPink Spider
post Sep 9 2012, 10:12 PM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011
QUOTE(tweety1127 @ Sep 9 2012, 09:50 PM)
Not that i dont want to be discipline, the monthly repayment has exceeded the amount of money i can pay for each month.

AKPK is a good option but i prefer to get a loan, as i dont want any AKPK record on my CCRIS
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The effective interest expense u will incur from getting a personal loan gonna be higher than that u getting from credit cards.

My advice, forget about personal loan. Focus on making prompt repayment every month, and STOP using the cards altogether. What u need is financial discipline, personal loan is not gonna help. It might even snowball your debt problem.
SUSPink Spider
post Sep 10 2012, 07:18 AM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011
QUOTE(techie.opinion @ Sep 9 2012, 11:42 PM)
Be strong to survive... That's life.

I just got words to share... Buy things that u are going to use instantly... Not mean for keep stock... Then u feel enjoying spending money...
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Those words are for me or for TS? hmm.gif
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