Hi Lil Twist,

I see u r giving very good advice on AKPK.

I only have one question & 1 concern which is

Q:Upon enrolling with AKPK, our personal info will be exposed to the banks/banks debt collectors?For e.g our bank's saving/current account info,our current home/work address,etc.??
As I see on the forms I have to filled, it requires me to state which company I'm working for & my current address.

My concern at the moment is with all these info given to AKPK, it is all release to the banks/bank's debt collectors & quite honestly these ppl r exactly like Ah Longs with their style of collecting back cc repayments for the banks except for using red paints & threatening lives.I'd experiences whereby they kept harrassing me with calls & shouting at me on the phone & at my workplace & refused any negotiations on repayments except "PAY ALL! By tomorrow!" Even though I had been paying little by little.

Due to the horror I'd been through,I'd swore upon my life I'd nvr again have anything to do with banks,except for a saving account for salary payout purpose.I'll never buy a house or have a hire purchase loan for a car.Everthing had been strictly on cash for years now.I'm not running from settling the debts,I just want to settle my debts in peace. If they keep disturbing me at work & I loose my job,how am I supposed to repay them?? To me these banks are licensed Ah Longs...To all that is reading my post,avoid any loans,cc offers by the banks. I had been stopping my loved ones from taking any loans,cc offers as well as cancelling their ccs as well. When u default on ur payment, they come after u like Ah Longs.

So hope you are able to answer my question.

This post has been edited by Onitsuka71: Jul 25 2013, 10:02 PM

Thanks Boon for the info....I'm glad to hear that my personal info will be safe with AKPK.I really do not mind if the banks know my total debts. Besides Like wat I said...I swore I'll nvr again have anything to do with the banks except for the 1 saving account for my salary payout & I had kept it that way for yrs..learning frm the horror I've been through.I just do not want my personal info to be disclosed out to these "Licensed Ah Longs" to enable them to come harass me at home,at work calling every 2 hours just to say "Pay Now!".I just want to settle my debts in peace. But also through my learning experienced somehow from somewhere ppl will alwiz be the weakest link & will end up disclosing some info to these "Licensed Ah Longs"...I hope AKPK wld be better than that...

This post has been edited by Onitsuka71: Jul 25 2013, 10:22 PM