Dear all,

I settled all my AKPK in the month of June, I get my credit card approve by CIMB and OCBC in September.

I am getting my life back again with the banks.........

Banks will try to get the money by them self because the interest will be very much higher compared to going under akpk
I owed 5 credit cards for almost 38k, minimum payment per month was almost 1.5k with no end in sight the amount just seems to stagnant around 35~37k for almost a year (BTW my pay was then was under 2.5k dun ask how.. ) bombarded with calls from the banks and one day my friend recommended me to akpk, akpk help me to negotiate with the banks on a repayment scheme that is low interest, they had given me a term of 10 years of 330 Ringgit per month, but I requested for 650 per month for 5 years and I will be my final payment this month, akpk that helped me in settling all my debts by negotiating with the bank for a better repay rate