Morning everyone,

I have a personal loan under Ambank amount to date RM 16K++,
Ctos Show RM 13k++ . Today I called to Ambank for early settlement, they offer me RM 13,100 to settle it by today.

Should I take up the offer? Or should I use it to settle other credit carD?
The person in charge said personal loan usually not giving much discount.

And, after I fully settle one of the loan or credit card, the monthly installment to AKPK will reduce? or will remain the same amount?

Thankyou