Wow!! U can get like a huge discount!

RM400 * 24 = 9600
RM500 * 24 = 12000
Total : 21600

Which almost 20k discount....

Who got successfully case that enrolled in AKPK Program and settled. And then able to get either loan or credit card from the same bank?

@hanza : I called and asked, the officer said you can get from the same bank as long as you no longer in AKPK program and records has been erased from Bank Negara.

Hanza : You write them an appeal letter for the propose discount amount or the bank give you the amount of RM7k that you need to settle?

I called up respective bank for the outstanding balance as I wanted to make the full settlement.

Hong Leong Bank confirmed my outstanding balance last week for 3 times that the amount is RM3k ... I even called up for double confirmation as I want to make the payment today.

The officer confirmed that the amount is RM3k .... after 30minutes, the officer call me say sorry that the figure should be RM4k instead of 4k.

So what you guys think? I pay for 3k or 4k?