if anyone got debt problem with cc and pl please hurry go make an appointment with AKPK

Wat happen if we 1 month cant pay akpk?

Dear all bros...Need your strong advise on this matter URGENTLY...

If I got a housing loan (property haven't complete), can I apply for AKPK?

This is because the house was sponsored from my dad...but he put under my name.

But now I'm in deep shit with personal loan and credit cards debts...

Can I tell AKPK that the house is bought from my dad (not me, he will help to pay installment also) and can I still apply for AKPK to help me on my personal debts ???

I plan to sell it once it is completed, with the profit I can settle all my outstanding loans now...most probably next year....

PLS ADVISE, ALL BROS!

Car loan and house loan akpk wont help.only u lelong your car or house then the balance u owe bank only akpk will help

Once you have shared all the loans you have, you are free to choose which loans you wish AKPK to help you with.

If AKPK can help you with personal loans, and the easing on your pocket allows you to continue paying for your house/car then that's fine.
Bottom line, if your debt is piling and you are facing $ collapse go ahead and approach AKPK. They can advise you and you are free to decline.

A warning though: They may not be as 'helpful' until you show sincere signs of wanting help yourself ... like making an effort to make sure all your documents are in check.
From my experience, once they see you are genuine, they become very happy to help.

I don't blame them for this attitude.
From what I have seen, some people just attend the required briefing, then come to the office empty handed just saying "I owe $$$ so what can you do to help me??!" like the world owes something to them for the silly predicament they are in.

It is really about helping yourself.

I have gone thru this personally and speaking from experience. My scenario was similar to you: some personal loans, while servicing a house loan of my own.
Almost done paying back all of it (about 1 year to go) ... and I learned A LOT about managing my $$$ in the process

Its not a waste of time.

-e-

This post has been edited by JustJobe: Feb 26 2013, 12:04 PM

U got skip 1 month or paying less to akpk for 1 month timw

Hi Guys,

i am going to take Housing loan and the bank need someone to be joint account partner, and my fiancé is under AKPK so is she able to become my housing loan joint account partner? Need some advice ><

Went already today...talked to a Malay lady, Cik Liz.

She managed to give me a proposal with progressive payments for 10-years.

For an approximately RM140,000 debt, I have to pay RM1,200 for the first two years, then increases after that.

I think this is the last option for me and I'm happy for this finally...

Can a retiree age 58 years old enrol in AKPK if he got single credit card owe RM25k? And still earn some additional income declared in AKPK form? Can he get the max tenure till 10 years repayment ? Or need to provide guarantor to pay for him? Will guarantor's name be listed in AKPK programe, thus reduce chance of guarantor to get loan facilities while this retiree still in AKPK programme?

hi guys need your help here. I'm currently work in an oversea bank and thinking to take akpk, would it affect my confirmation or will the bank terminate me if they found out that i'm in akpk ? many thanks =)

I'm in AKPK program 2 months ago.

I understand from AKPK that the banks will issue letter confirming the details of my installment.

However, I have yet to received any.

Could anyone post a sample of such letter so I could plan my budget for the next years ?
I'm really desperate here. Thank you

good and hopefully you can manage to get through your financial crisis with AKPK help


i don't think akpk got age limit so feel free to make appointment with akpk .
you will automatically get 10 years repayment once you accepted by the akpk
you don't have to provide any guarantor

no, the bank wont terminate you because of the akpk. the only difficult you will face in future is trying to apply for the bank facilities. most of the bank will reject

don't worry, you will receive the letter in time

Thank you bro. But would they confirm me as permanent staff if my performance is up to the par. Not trying to doubt you bro, just want to know how you get the info. T
Many thanks

i worked in bank before that's y know

just don't worry, akpk won't affect you unless you are in bankruptcy

did akpk open on saturday?

I think no but you can try search more info via their website

If u 1 month fail to pay repayment to akpk they will terminate your account or sent u a letter 1st?

No, they won't but i think they will sent a letter or call to remind you.

But if 2 months fail to pay, they will automatically terminate your account

How if we pay less than wat we should pay?juz for 2-3 month.but we still paying half of the amount

No, you have to pay the exactly amount that been agreed. You can pay more but you can't pay less