only personal loan and credit card

'

haha... this is not related to akpk. bank also need to earn money... u happy to get a houes, bank happy to earn your money

many people meh ? just ngam ngam here de people search for akpk to come to this post.

update abit of my case.

Hong Leong bank has fully settled without paying a single cent (but i guess i might overpaid less than Rm100 lah).

Citibank called me today and told me RM4500 for both ..as I request RM4000, So im ok with the amount. I had just transferred and settled the loan. wait letter (duno how long it has to be)

LEFT RHB, based on research in forum and cari forum, no people said RHB will allow discount. So I think I will just pay the remaining without asking anymore.. THat day the guy apa Nazir stands so firm , " Wont have discount even you write in letter "

0323834500. normally they will say 10%

aggree.. direct settle with bank

1. how long it takes to get settlement letter from citibank ? i paid as according to what the staff told on 3rd august.

2. RHB really no discount at all ?

how u pay the RHB settlement and when they will issue letter ? i dont want to call that guy who strict and make my day bad

walao.. so terrible...

so happy.. got excess payment.. i think since i settle with bank.. should have no excess gua

'

I just uploaded hong leong bank letter 2 weeks ago, and the next day got reply and it was removed from akpk.

I already stopped making payment to akpk since last december.. so i dun think u still need to make payment to AKPK..

Can i know how is your RHB? got discount ? who you contact for final amount?

yes i spoke to this guy also, he is so strict and dun even allow discount one cent. how u got some discount ?

but i think maybe this is not a discount... just maybe the ccris is not update. and the actual outstanding on the date u call is the repayment amount... haha.. i guess

i had made last payment for RHB bank (the only bank left) on Tuesday. yesterday login to AKPK website, and found a full settlement letter..

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does this mean that, now i only wait for CCRIS or CTOS update ? i not sure which one to view ... please advice.. i want to try apply credit card already.. when can i start apply?

for ccris one, we need to pay to buy report ? or how? i no idea about this...

i remember around 3rd of august, i made full payment to citibank.. then after one week, email and chase for letter, then one week later, about 17th or 18th august, emailed again. then the staff called me back said already deliver to me.. then immediately i went to akpk website to check, the citibank has been disappeared..

guess what, one night before this call, i went to akpk website to check, the citibank still there... maybe my email force them do something already. haha


then one day later after this call, i also settle the RHB, the next day , i checked akpk website, the RHB also dissapeared and i had no more loan or debt anymore.

email to this : collection.akpk@citi.com

some people said after few days.. some after 2 months also cant

then i wait to see the ccris first, if everything clear , then only i start apply