Haha... you need meh?? your pocket as deep as black hole leh..

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Added on March 11, 2009, 9:33 am
p.s.: i won tell ppl if u pay for me ger. so no need to have sthing lo.. haa...

KUALA LUMPUR: The RM10,000 tax deduction for interest on housing loans will only be applicable for one property which is not being rented out.

The incentive, which was announced in the so-called “mini budget” on Tuesday, applies to Malaysian citizens who will live in that house, flat, apartment or condominium.

Inland Revenue Board (IRB) chief executive officer Datuk Hasmah Abdullah said the sales and purchase agreement for the house had to be executed between March 10 2009 and Dec 31 2010.

***DXXX ... I just sign 3 days earlier

Eugene..I've spoken with the agent Joe, he said the agreement can be post dated and that he will do that for me.. you might want to check with your agent...

but the CIMB bank oso not tie up with this project.that cimb agent say can do for me..so i will try ask the standard chart first.hope can get.their offer better.haha.....

Will be meeting the lawyer for the signing of S@P in sales office in coming saturday at 11am.

My letter of offer is not out yet. RHB told me that they will revert to me by this week. Hopefully tommorow cos she just submitted my docs for approval on tues.

The banker seems to be very confident that she can offer me a better rate than my PBB offer blr-2 15yrs mrta.

I ask her to push for better rate without MRTA

finally went thru the whole 20 pages of this thread! haha...just realised taurus introduced herself as siew kim on the first post itself...which is obviously a gal's name! sorry, my bad for just skimming through the earlier posts!

anyway taurus...just a suggestion. maybe u could update the title of this thread as Zest @ Kinrara 9 Service Apartments v1 or something like dat instead of 'condo in kinrara and home loan' coz its sorta morphed into a discussion thread for zest's current n future owners already! also, it would definitely be more convenient for us to identify fellow forumners who have purchased a unit here as well by updating the 1st post with names of us fellow forumners and the unit which they have purchased, easier to probably organise events / yumcha sessions for us zest homeowners!

e.g.

babana - Block C, Level 15, Type C
sk_lim_taurus - Block C, Level 15, Type A
...
..
.

also, there's another thread on Zest created by Pai last week...maybe can ask the mod to merge both threads to one la. just my 0.02 to make the threads on zest more user friendly 

its 7873 6133

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Added on March 13, 2009, 12:18 pm

She said by this week. Anyway, i can understand even if she come back to me by next week cos she just sumitted my docs for approval on tues.

nope, not yet...still waiting for finalisation + offer letter for my loan. when i've received at least a firm loan offer letter only i'll sign the s&p la. scared after sign the s&p already and for some reason all the banks decide not to approve my loan den mati...hahaha

Hi Guys.. Lets keep the ball rolling..

Since we don't wanna display our unit number, we just put Block enough la .. haha

Block C

1)sk_lim_taurus
2)eugene jk
3)gunnerstkd
4)Hengjones
5)Cream
6)Maxsimax
7)propcritic
8)Pai
9)chenster
10)cedrickang_8
11)banana
12)shiewwai85
13)stephanie_437
14)lakini80
15)keithcky
16)citron

Sorry if I miss out anyone..

Owners are welcomed..

alright..
just back from meeting with rhb banker..
seems she's offering -2.2 and everything else is good.. so far ahead of ocbc (-2.15) and public bank..

yoohoo all Zest neighbour, me just back from work hehe.

pbb just got back to me and said they are only willing to offer me 40% loan coz my profile in CCRIS is too clean and i'm too young! 

unless i can find somebody (which has to be older and working - parents are out of the q already) to apply for a joint loan, best they can give is 40%. if i can afford to pay 60% d/p, i wouldnt wanna put all my eggs in the same basket oso...better save the rest of the bullets to invest elsewhere instead rite? when i asked them what was their definition and cut off point for 'young', they said all those btwn 20-30 years old will obtain the same score in CCRIS...is this true?

sigh...am presently debt free, have no commitments with sufficient cash flow also kena indirectly rejected...feelin abit the tulan here!  just hope will receive some good news from RHB n EON, else i'll have no choice but to forgo my unit already!!!

u guys really terror la.. can online most of the time?

anyway.. i think i have the best offer from RHB so far..

-2.2 ZEC and MRTA.. but im planning to take shorter term of MRTA.. she said it wont affect my -2.2
erm.. there's 2 package.. one is with withdrawal function.. charge of setup fee 200 and then minimum 5k per transaction and RM50 processing fee..
another is can withdrawal of minimum 1k per transaction and setup fee of RM200 as well..
can't really remember the details..
she was late tho and keep apologising.. and so i said to her to fight more for me.. she said she will ask for me to see if can get more than -2.2 ..
and she said this package is specially for The Zest project.. -2.2 or -2.1 with and w/o MRTA respectively..