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 Credit Card Thread V5, (added FMB website to 1st post)

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SUSDavid83
post Dec 10 2008, 04:57 AM

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If you have MBB AMEX, you could stand a change to win BMW X6.

Details: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
SUSDavid83
post Dec 10 2008, 07:33 PM

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QUOTE(kennyng @ Dec 10 2008, 06:46 PM)
Maybank gold visa, master & a/express, which 1 better priviledge? thanks


Added on December 10, 2008, 7:06 pmwhat's different between charge card & CC?
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You could get your answers from AMEX thread:

http://forum.lowyat.net/topic/547867

This post has been edited by David83: Dec 10 2008, 07:33 PM
SUSDavid83
post Dec 10 2008, 07:59 PM

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QUOTE(kennyng @ Dec 10 2008, 07:55 PM)
If i swipe Maybankard American Express Gold & Maybankard Visa Gold CC, is it two point accumulate together?
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Nope. Points accumulation will be organized seperately based on the card number.
SUSDavid83
post Dec 10 2008, 09:13 PM

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QUOTE(kennyng @ Dec 10 2008, 08:30 PM)
thank for ur help


Added on December 10, 2008, 8:34 pmMaybankard American Express Gold entitle for 2X points? or applicable for ikhwan CC only?
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Apply to both conventional AMEX (charge and credit card) and Ikhwan AMEX.
SUSDavid83
post Dec 10 2008, 09:49 PM

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MBB Online Security is called Maybankard Secure Online Shopping (MSOS).

More info: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
SUSDavid83
post Dec 10 2008, 10:00 PM

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QUOTE(J'Daniel @ Dec 10 2008, 09:58 PM)
It seem my application is duplicated in MBB. I sent fax to them but they did not receive it for 1 week, then they ask me to send by post sweat.gif

My mbb card is approved with limit RM5k. Few days later, I print my CCRIS report at BNM and found 2 application in MBB.

1ST is pending with limit RM8k

2ND is approved with RM5k limit
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Call Maybank CS or card center to investigate and perform the necessary corrective action; perhaps to cancel the pending application.

SUSDavid83
post Dec 10 2008, 10:23 PM

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QUOTE(kennyng @ Dec 10 2008, 10:14 PM)
U prefer which maybank CC? why (just for my reference)? rclxms.gif
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QUOTE(boonsin23 @ Dec 10 2008, 10:20 PM)
For me, I'll pick AMEX. MBB's visa or master r not much dif v other banks like PBB, SCB, HSBC etc. But with their amex, u can gain 2x TP.  rclxms.gif
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Definitely MBB AMEX wherever possible since 2x TP.

But for petrol, it'll be MBB Petronas Visa since it offers 5x TP till 31st December 2008.

After that, it depends on what'll be the next deal for MBB Petronas Visa. If the deal isn't as attractive as MBB AMEX, I'll switch to MBB AMEX and pump at Shell, Caltex or Esso. biggrin.gif

This post has been edited by David83: Dec 10 2008, 10:26 PM
SUSDavid83
post Dec 11 2008, 11:11 AM

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QUOTE(kennyng @ Dec 11 2008, 10:17 AM)
normal gold AMEX (small logo at bottom right) also entitle for 2X TP? Or charge card only? All AMEX TP is evergreen 1 like others ?
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I believe all AMEX credit charge from MBB carries a small logo at the bottom right.

Charge card should have the Centurion emblem I believe.

All AMEX cards from MBB are entitled to 2x TP.

TP from MBB is evergreen till further notice.
SUSDavid83
post Dec 11 2008, 01:01 PM

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The RM 25 is referring to Membership Rewards point system and has no relationship with MBB TP.

Only MBB AMEX Platinum Credit Card is eligble for Membership Rewards.

This post has been edited by David83: Dec 11 2008, 01:05 PM
SUSDavid83
post Dec 11 2008, 10:48 PM

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QUOTE(Shinichi @ Dec 11 2008, 10:45 PM)
Wow, good to know that MBB TP do not have any validity period. smile.gif

Anyway DA petrol rebate will end at 31st Dec 2008 right? What will they offer us after this? biggrin.gif
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Good question as I'm waiting for the next deal for MBB 5x TP with Petronas Visa card upon the expiry on 31st December 2008.
SUSDavid83
post Dec 12 2008, 05:13 AM

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QUOTE(Scopio @ Dec 11 2008, 11:31 PM)
oic.. thx.. go online check now..  icon_rolleyes.gif
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Visa Petronas is free for life without condition.

Visa Flex annual fee could be waived if you could reach the required minimum swipe. I'm not sure about the details.

The latest addition of Ikhwan series also no annual fee provided that you could swipe minimum 12 times per year.
SUSDavid83
post Dec 12 2008, 01:10 PM

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QUOTE(Scopio @ Dec 12 2008, 11:23 AM)
oic.. but how bout the annual income??
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This kind of specifc details, you may want to refer to M2U website. I can't remember much.
SUSDavid83
post Dec 13 2008, 08:08 AM

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QUOTE(J'Daniel @ Dec 13 2008, 08:00 AM)
For MBB user, do I need to request the PIN separately ?

Can I request for CL increment after like 1~2 month usage ? How much could they increase from RM5k ?
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What PIN? For cash advance facility?

I didn't request for any PIN
SUSDavid83
post Dec 13 2008, 09:51 AM

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QUOTE(J'Daniel @ Dec 13 2008, 09:13 AM)
I suppose you are required to request for the PIN first biggrin.gif
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Nope unless you want to have ATM access. All my 3 cards from MBB have no PIN!
SUSDavid83
post Dec 13 2008, 09:52 AM

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QUOTE(Chester @ Dec 13 2008, 08:57 AM)
If I got HSBC C/C, how do I apply for their online banking? Must go to their branch? And must get the hard token too?
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Yeap. All done at the branch. You need the hard token to do the registration if I'm not mistaken.
SUSDavid83
post Dec 13 2008, 10:17 AM

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QUOTE(Chester @ Dec 13 2008, 10:06 AM)
Thanks thumbup.gif
But I havent got my card yet, that fella said need 2 weeks. And will get RM30 sushi king voucher as welcome gift drool.gif
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Not bad still got welcome gift. I don't even get my free gift! doh.gif
SUSDavid83
post Dec 13 2008, 03:19 PM

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QUOTE(cannavaro @ Dec 13 2008, 02:40 PM)
Eh, is this true? - There's always interest for cash advance, even if you pay in full the day after you withdraw the money. Or even right after you withdraw.
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Yes. It's a daily interest charge.

Apart from that, there's a cash advance fee; should 1% of the amount withdrawal or RM 50 whichever is higher.
SUSDavid83
post Dec 13 2008, 10:26 PM

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QUOTE(J'Daniel @ Dec 13 2008, 10:21 PM)
I've noticed my M2U does not update anything about my MBB CC. It's always show as RM0.00 since beginning

Do I have to do anything ?
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New card? Cannot be ...
SUSDavid83
post Dec 13 2008, 10:41 PM

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QUOTE(J'Daniel @ Dec 13 2008, 10:37 PM)
Its been 1 month already.

I have M2U for years, but do I need to request for activation on M2U for cc?

just curious
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It's automatically attached.

Have you used your card?

This post has been edited by David83: Dec 13 2008, 10:41 PM
SUSDavid83
post Dec 14 2008, 01:31 PM

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QUOTE(vin_ann @ Dec 14 2008, 12:53 PM)
@hye

you know what, when i was shopping in the Midvalley, im quite happy when saw HSBC X5 reward point, lucky it's did not encourage me to spend more.

ended up, only 1 shirt brought from metrojaya.

@tinkerbel
next time ur sis will spend u back 1 ma. haha.
yeah, sale is everywhere, yet im still got nothing much to buy. doh.gif
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Shop for your new year clothes!

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