amex officer called up earlier and quote that unable to waive my amex AF. Now can sure that Amex Plat Cc is same as Charge card. No waiver will be given.

just go to cimb at plaza damansara and apply for the world mastercard. Approval is faster than citibank. Managed to get the card less than 1 hour.
The card material looks alike uob preferred plat and quite normal design for this exclusive card. Best part of this card i think is they still maintain the free for life. Free gift for approved card is a luggage bag, not samsonite la. Got some light refreshment food at there while waiting for your card.
For prompt card application is min 100k cl and for document application is 240k income per annum, however they do accept gross salary including allowance, incentive etc.
The open house is for today and tomorrow.

Thanks bro ! , i believe there are many to come along , the CL approved is crazy , almost double up my current plat card. Maybe special offer during open house this weekend..

The card material just same with uob..

hsbc amanah min 20k can get already.
For conventional is slightly higher abit. It's 30k min.
Hsbc rejected my application once, never try to apply after that.

if i'm not wrong Hsbc premier entry level CL would be 40k. That's 10k higher than their conventional plat card which start from 30k.
Cimb WORLD Mastercard need at least 100k CL as prompt case. That's the min limit they request. Am not sure for scb visa infinite but from their website the income requirement are same as hsbc plat card 150k p.a .

Most probably card has been suspended / blocked by issuer. Normally the merchant terminal will show Decline if the card has exceeded the preset CL.

certain info provided by CS in most bank are not really accurate, need to double check if it was something important. Lack of knowledge about bank's latest product feature, which i believe most of us in here can provide better and more certain answer than their CS. This is why i'm so fed up sometime seeking answer from them.

i've cancelled my uob last week at the branch in puchong without returning the card to them, i've asked the need of returning and the officer say i just need to cut it myself and no need to return the card.

different card provide different benefit, i'm quite a hard core plastic user but most of the time i'll only use up 10% of my total limit , that rather low if benchmarked to my CL . Point collection at different merchant , fine dining discount, etc, impossible to get one card to have all those goodies packed in. So it depend on individual lifestyle.
On waiving the AF , i've uob,eon,stanchart,citi and amex charge waived without any single transaction for the whole year. A phone call away to their CS, done! Only citi request me to charge auto billing to their card for the AF request but i denied , they still waive for me

finally the longines watch has arrived! they courier the watch and no need to redemp the watch ourself. Very nice packaging and the actual price is RM 2250. Tinky, gotta your watch ?

if you're a heavy plastic user i strongly recommend this card to you,
1. 2x points for every purchases, i've get around 220k with this card in 4 months, some of the point is 10x from plat partners.
2. Prestige platinum membership for exclusive dining for up to 50% discount. Worth rm499 if i'm not wrong for 1 year.
3. Free longines watch if usage over 20k in first 6 months. I think this is still available at the moment. Very worth it and i went to the shop earlier and saw the price tag at 2250 however discount is given la.
Just the 800 annual fee is unwaivable.

Prestige Platinum Card is a membership card for Shangri La hotel F & B and rooms discount card. If you are holding Amex Platinum CC from Maybank , the membership for Prestige Platinum are complimentary and by right they will not contact you for enrolment, cause they will issue you the card in 3 weeks time after you get hold your Amex Plat CC.

FYI , Visa card issued by Maybank does not come with the membership.

No problem , be cautious when dealing with someone over the phone , never reveal any personal information especially CC, CVV , IC number ETC. Although sometime dispute can be done but in the end we have wasted much time and phone call follow up the case.
Call up Prestige Platinum hotline to check it out if you want , 03 2032 2388 . Hope it helps.

This post has been edited by Reventon: Jan 31 2009, 02:49 AM

cimb card is free for life too , no min requirement to swipe , MBB petronas card is free for life too.

This post has been edited by Reventon: Feb 1 2009, 10:15 PM

if your existing card has at least 8k CL, then you can get your gold card !

no worry, you can get the annual fee waived when they charge you by calling up the CS. The only card you cannot waive is Amex plat from Mbb, so far i have no problem asking them for waiver.

i've ask for waiver before they charged the AF to my statement but they insist on after they charged it to account. Most important is they do waived it . No condition like usage above any certain amount , call in and they will waive for you. Mine is Visa/Master Plat from MBB , rarely used .

Citibank usually need you to use the card at least 3 times in 45 days from the date you received the card. After that you will enjoy the 1st year fee waived, the subsequent year you just need to call in for waiver, not using it 3 times every 45 days.

Sure , they will refund the money as you cancel the card, a cheque will be issued to you.

they will refund AFTER you've make the cancellation, which is after the bank confirmed your cancellation, they will issue back a cheque the amount that they owe you. Estimated around 1-2 months. That's what i encountered before for Hsbc and Citibank.