QUOTE(girlgirl012 @ Feb 12 2009, 05:52 AM)
Hello, may I know minimum spend on credit card per one swap is how much?
Thank you.
It depends on the merchant; not the bank.Thank you.
Credit Card Thread V5, (added FMB website to 1st post)
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 Feb 12 2009, 08:42 AM
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#161
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All Stars
52,874 posts Joined: Jan 2003 
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Feb 12 2009, 12:06 PM
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#162
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(AeT860 @ Feb 12 2009, 11:18 AM) Just curious, did anyone redeem Maybank treatpoint before? I redeemed voucher once. The Poslaju charge is FOC.For the shipment of the item (e.g. voucher), do we need to pay for the shipment charge? |
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Feb 12 2009, 05:23 PM
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#163
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(gyver @ Feb 12 2009, 03:27 PM) Ahhhh damn. I already have sufficient treatpoints for the smart tag device and I went and purchased one for RM100 last month. How many points required for the smart tag? |
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Feb 13 2009, 08:24 AM
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#164
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All Stars
52,874 posts Joined: Jan 2003
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Banks lower interest rates and penalty for late payment
 URL: http://thestar.com.my/news/story.asp?file=...1887&sec=nation |
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Feb 13 2009, 10:40 AM
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#165
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(DannGun @ Feb 13 2009, 10:38 AM) What does it mean by 13.5%, 15%, 17.5% per annum interest? How do they calculate? Is it like when you still owe the bank money for a year, you have to pay that percentage?? It's the interest rate imposed on your outstanding amonut if you pay only min amount. Fresh cardholder starts from Tier III.i'm noob in credit card matters!! LOL |
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Feb 13 2009, 10:45 AM
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#166
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(DannGun @ Feb 13 2009, 10:43 AM) when do they usually charge the interest? at the end of the year? what if i pay more than the min. amount buy still owing? The interest is calculated daily and should be appeared in your next statement.For overpaid, some banks like HSBC and CIMB has good book keeping. They'll offset your new outstanding if there's any. |
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Feb 13 2009, 12:56 PM
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#167
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(rockstar teddy @ Feb 13 2009, 11:59 AM) im cancelling my cimb cC effective end of this month~!! Why you took such drastic actions?and also mayb close ALL my cimb accounts  |
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Feb 13 2009, 01:32 PM
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#168
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Aeon_Clock @ Feb 13 2009, 01:30 PM) damn & blast...credit card interests down plentyful but I missed one payment in November. Can't get the 13.5% interest I believe you'll be enjoying Tier II. Tier I is offered to those who didn't missed any payment for the last 12 months. |
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Feb 13 2009, 04:33 PM
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#169
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Aeon_Clock @ Feb 13 2009, 04:27 PM) CIMB points can last 3 years? That's quite good I think. Maybank points last forever but they never have anything nice to redeem/exchange...plus now I see the latest points book, some RM50 petrol coupon previously 9000 points now 11000 points to redeem You have the new catalogue already?   |
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Feb 13 2009, 05:13 PM
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#170
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All Stars
52,874 posts Joined: Jan 2003
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I think MBB TP is easier to earn than CIMB. 2x TP with AMEX and 5x TP with MBB Petroans. Sometime, time limited promo - 5x TP and 10x TP.
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Feb 13 2009, 05:23 PM
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#171
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All Stars
52,874 posts Joined: Jan 2003
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Two cards settle my credit card needs - MBB AMEX and MBB Petronas Visa.
It's easy, simple, convenient and rewarding. |
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Feb 15 2009, 11:39 PM
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#172
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tang @ Feb 15 2009, 11:34 PM) My mistake..DA points valid for 3 years.... It's confirm. Check the bottom of your statement. |
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Feb 15 2009, 11:55 PM
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#173
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(gecodine @ Feb 15 2009, 11:53 PM) The interest is calculated daily rite? It'll be started to charge after the statement due date.How bout 20 days interest free rate? Is it mean that it would charge interest daily after this period? Added on February 15, 2009, 11:53 pm The interest is calculated daily rite? How bout 20 days interest free rate? Is it mean that it would charge interest daily after this period? |
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Feb 16 2009, 09:03 AM
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#174
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All Stars
52,874 posts Joined: Jan 2003
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Ministry feels interest rate reduction not good enough
URL: http://thestar.com.my/news/story.asp?file=...6010&sec=nation |
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Feb 16 2009, 10:15 AM
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#175
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All Stars
52,874 posts Joined: Jan 2003
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No effect for me. I always pay full.
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Feb 19 2009, 10:13 AM
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#176
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All Stars
52,874 posts Joined: Jan 2003
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It's so trouble to change DA mailing address. Cannot fax in the authorized letter; must mail to the Card Centre.
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Feb 19 2009, 01:50 PM
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#177
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(toto4d @ Feb 19 2009, 11:53 AM) Oh? My MBB card just need to change address in Maybank2u, it work quite well. Are you sure that you can do that? I usually faxed in the bank of the statement. |
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Feb 20 2009, 05:47 PM
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#178
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All Stars
52,874 posts Joined: Jan 2003
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I just print the online statement for them. I did that for my hire purchase.
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Feb 20 2009, 08:11 PM
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#179
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All Stars
52,874 posts Joined: Jan 2003
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Received my DA statement today. It stated that DA will start to impose 1% admin fee for overseas transaction.
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Feb 22 2009, 01:31 AM
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#180
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All Stars
52,874 posts Joined: Jan 2003
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CIMB is the leading Paypass provider. Their terminal is all over everywhere.
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