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 Credit Card Thread V5, (added FMB website to 1st post)

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SUSDavid83
post Jan 18 2009, 09:35 PM

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QUOTE(prasys @ Jan 18 2009, 09:30 PM)
Just wondering , can a Non-Mulsim apply for Islamic Credit Card. What are its disadvantages and advantages. I know about conventional credit card , but does syariah law kicks in for us as well - meaning that we can't spend on liquor , gambling and stuff like that
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Why not? I'm carrying a Islamic card - MBB Ikhwan AMEX from Maybank Islamic.

Haven't spend on those items yet. biggrin.gif
SUSDavid83
post Jan 18 2009, 09:42 PM

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QUOTE(prasys @ Jan 18 2009, 09:38 PM)
Care to explain the difference between a normal credit card and lslamic credit card , from your view of point. I do know the basics of it. I just want to get an in-sight of it
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I'm not sure. For me, it's the same.

Here're the details for MBB Ikhwan series:

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Maybe this link could explain further the difference:

http://www.maybank2u.com.my/mbb_info/m2u/p...Key=97703#97703
SUSDavid83
post Jan 20 2009, 08:58 AM

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QUOTE(kockroach @ Jan 20 2009, 08:57 AM)
Can I know what is the best car from MBB to earn treat point. I don't use Petronas Petrol though. Thanks
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Apply MBB AMEX (conventional and Ikhwan series). You can get 2x TP for each RM 1 spent on any petrol brand.
SUSDavid83
post Jan 20 2009, 09:18 AM

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QUOTE(kockroach @ Jan 20 2009, 09:15 AM)
Is the MBB Amex waiveable? hehe.
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The conventional AMEX is pretty tough but you could call to try.

For Ikhwan series, your annual AMEX will be waived automatically after min annual 12 swipes.
SUSDavid83
post Jan 21 2009, 08:51 PM

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What is the issued bank for Synergy+ Mastercard?
SUSDavid83
post Jan 21 2009, 08:58 PM

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Not issued by bank? Are they an approved financial institution like AEON Credit?
SUSDavid83
post Jan 23 2009, 03:05 AM

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It's also inconvenient to me. There's only one branch at the whole island if I remembered correctly.
SUSDavid83
post Jan 30 2009, 06:22 PM

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QUOTE(zenwell @ Jan 30 2009, 05:50 PM)
Even if you reject the TnG Zing card you will still receive it in your mailbox. When I applied for MBB petronas last year. I almost fight with the CS because they keep forcing me to take Amex & TnG. i remembered they call at least 3 times to persuade me to take amex as well beside the petronas. End up I screamed at them and said "just send me the damn petronas card or else just cancel my application". Why they always have to make things difficult for ppl. Everytime I have to create big drama when dealing with all these ppl.

In the end I still see the TnG Zing card arrive at my doorstep with the petronas cc, but of course without the Amex.  shakehead.gif  shakehead.gif  doh.gif  doh.gif  rclxub.gif  rclxub.gif
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That doesn't happen to me. For all my MBB cards application, I didn't tick Zing portion. At the end of the day, I didn't see it reaches my mailbox.
SUSDavid83
post Jan 30 2009, 08:01 PM

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RM 2 per each Zing auto topup is little expensive.
SUSDavid83
post Jan 30 2009, 09:52 PM

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QUOTE(J'Daniel @ Jan 30 2009, 08:05 PM)
Yeah agreed RM2 is kinda expensive ....

However there is no other choice to topup TnG using credit card. Most of the petrol station accept cash only

Lol sorry a lil offtopic tongue.gif
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Touch&Go Centre at KL Sentral.

I topped up RM 200 last month.
SUSDavid83
post Feb 2 2009, 12:22 AM

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QUOTE(eric84cool @ Feb 1 2009, 10:38 PM)
Emmm...I'm hoping a reputable bank for credit card to give free for life...perhaps I could give a direct access a try although I'm not a fan of mastercard...
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Both Visa and Mastercard from CIMB DA is free for life.
SUSDavid83
post Feb 3 2009, 08:00 AM

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MBB Petronas with 5x TP.
SUSDavid83
post Feb 3 2009, 09:09 AM

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QUOTE(Aeon_Clock @ Feb 3 2009, 09:07 AM)
would prefer one with various petrol stations...not just limited to one.
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Get CIMB DA. Its rebate will end by April 30th if I remembered correctly.
SUSDavid83
post Feb 3 2009, 10:39 AM

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QUOTE(davidlow7 @ Feb 3 2009, 10:11 AM)
Hi Thanks

I understand that it is for only participating merchant..

Let's say purchase a laptop from HP which offer 12-month ezpayment to Maybank CC

but since my CC is only Maybank Petronas which is specialise on Petronas.. am I entitled on this ez-scheme as well or I need to get another normal CC from MayBank?
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As long as the shop you purchased from is the participating merchant of Maybank CC, you can opt for 0% installament programme. MBB Petronas also offers 0% installament programme.
SUSDavid83
post Feb 8 2009, 12:07 AM

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QUOTE(gecodine @ Feb 7 2009, 11:28 PM)
Hye, can i know if someone knew my credit number, expiry date and ccv, can they do transaction online coz some website didn't need password or other authorisation other than this.. can they do that?
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Why not, since they have all the details required.
SUSDavid83
post Feb 10 2009, 10:44 PM

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QUOTE(mitodna @ Feb 10 2009, 10:43 PM)
Hi,

Want to pay up CC bill, is pay up all is better? Or other method? Thanks.
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Of course, pay off everything is always better. Any outstanding not paid after the due date will incur financial charges (interest).
SUSDavid83
post Feb 11 2009, 10:42 AM

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QUOTE(numx @ Feb 11 2009, 10:31 AM)
i think HSBC reward point got expired every 3 years
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Yes, it's.
SUSDavid83
post Feb 11 2009, 11:48 PM

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QUOTE(numx @ Feb 11 2009, 11:24 PM)
0.5% is amanah card ? cannot use in non halal places
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That's a limitation on Islamic based CC.
SUSDavid83
post Feb 12 2009, 12:14 AM

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QUOTE(Shinichi @ Feb 12 2009, 12:12 AM)
When you swipe cannot go thru?
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Good question. I'm not sure how they're going to do that. I still don't have such experiences yet.
SUSDavid83
post Feb 12 2009, 12:44 AM

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QUOTE(numx @ Feb 12 2009, 12:36 AM)
i heard from my fren they said genting,pub,club cannot use haha cannot go thru ... MALU betul @@
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You meant the terminal rejected their cards? Transaction was not authorized?

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