According to the flyer which I received, DA still got rebate (for Mastercards only). Capped to a maximum spending or RM2.5K or RM50 rebate per card per monthly statement. Valid till 30th April 2009.

Bro ... got another card which give 7% rebate ! It's wayyy better than DA. It's not suitable to mention in this forum coz off topic.

To everyone here ... Happy Chinese New Year !
(Hope I'm not OT)

This post has been edited by hye: Jan 26 2009, 06:59 PM

None ... bank's regulations are quite standard across all banks.

Why don't you try calling first and see whether our advise works and don't write (and whine) like what you just typed ?
And please do not tell them "Oh, someone in LYN ask me to do this", we do not want the banks to start noticing this little thread don't we ?

It's no big deal they do not want to give you free annual fee waiver, cancel the card if Citibank refuse. From the way that you sounded, it appears that you allow them to bully you and you are so deperate for a Citibank card. Got forummer who spent many times more than you but yet do not get an annual fee waiver and it's no big deal to them. They just cancel the card.

Sorry folks for my short outburst but if you haven't even try but yet asking us the above so what can we do ? If you are so unsecure then cancel your cc and don't ever use a cc then surely no bank will ever bully you.

Quick answer - NO, debit card do not have 0% installment plans. (I wish you are as cute as your avatar though)

Well ... I'm just making an attempt. Who knows ? (I know in my heart it is wishful thinking though)

Well, my personal opinion is that I do not agree with the categorization that you are using. The banks don't use it, you miss certain cards and there are serious flaws about the way that you categorize it. (At least in my personal opinion) I suggest that you search through all the banks websites, understand their cc offerings and make an analysis from there.

I'm not too enthusiatic about doing your homework for you but I think I have given you some hints. Good luck!

Just notice an interesting information

I recently applied for a UOB cc and when I called the UOB cs (03-26128121) to check my card application status, I will be put through the menu. The system will ask me to key in my IC and phone number. Then the system will drop my call after saying they will contact me as soon as possible.

Next .... the bank only called me back 16 hours later. (on a working day) Is that efficient or what ? Do you think you want to risk using UOB while you are overseas and you need to call back the bank urgently ?

This post has been edited by hye: Jan 30 2009, 01:13 PM

Minimum qualifier for a credit card is RM18K per annum. (Which comes up to RM1.5K per month) I'm afraid you won't qualify for any cards from any of the banks.

Could the TS please update the 1st page on the admin fees ? DA will start to impose an additional 1% for overseas transactions starting 1st April 2009. Got this info via my statement this month.

Not sure about CIMB cards though.

Confirmed. To commence the additional charges of 1% effective 1st April 2009.