Someone wanted more info abt the AAM Diner's Club Card

http://www.aam.org.my/news/2008/July/news_diners.asp
and
http://www.dinersclub.com.my/en/applynow/dinersaam.asp

Am not a Diner's member.
I am an AAM member that got the flyer with a big 5% petrol rebate written on it.

But based on my general observation, think diner's merchants are even less than amex.

I think i swapped my HSBC 7 times but still no ticket.... is there a minimum amt per swap?

This post has been edited by zenquix: Jul 19 2008, 01:37 AM

You finally got your Amex? But what do u mean the next tier? plat -> black?

Might want to use your DA Mastercard more. Since CIMB took over their focus is Mastercard.

was there a cash advance? Withdraw cash using credit card? Casino?

I have a PBB card because of the car loan too. There is only a cash rebate depending on usage.. and it's not too attractive. First tier is 0.3%.

What annoyed me was they hold on to the cash rebates (have yet to get mine credited although it's nearly a year) and the amt of rebates for different cards (visa or master) are tracked separately although it is a shared credit limit. Since the rebate is already so low, it just forces you to move all spending to one card to try and hit the next tier, making the other card useless.



This post has been edited by zenquix: Jul 30 2008, 11:06 PM

I looked at the catalogue and so far the only things I am interested in are the vouchers and maybe the smart tag.

I asked the people at the fair and they said it has been extended to Dec 31.

Did not notice any waiver offers. Do highlight if anyone got one... might pick up an Amex if the offer is good.

This post has been edited by zenquix: Aug 1 2008, 11:33 PM

To backtrack a bit, has anyone actually found a Subway cafe that accepts ccard in order to benefit from the 2x TP? So far all the subways i've been to is Cash only.

Citibank Shell is 2.5% petrol and 0.75% retail w/o carry forward balance. This is to fight against CIMB Petronas (and DA). What they don't tell you is your rebate is only credited if above RM20 (from some of the threads) and there is annual fee.. So how much do you pump to start making a gain??

Oh yah alot of Citibank offers are point based so Shell Citibank does not qualify.

@andrekua

it works for you if your usage is that high every month and you don't mind the annual fee

but if you use a similar free for life card like CIMB Petronas

500 * 2% = RM10
750 * 0.5% = RM3.75

Total monthly = RM13.75. Annually is ~ RM 168

It works out to be more since your don't have to fork out the RM75 for the annual fee as is the case for Citibank.

However only applies if you pump Petronas. Point based reward system is harder to compare since you may not need the stuff + may have expiry date.

My personal experience. Direct Access credit card. submit form to bank on Monday. Approved on Wednesday. Card get on Friday/Saturday.

Thanks Chartermember. Very insightful.

I got my direct access in 1 week.

CIMB Petronas has rebate for retail purchases. So does Shell Citibank and Alliance Bank.

in order to pay your DA bill and other bills, u need to have a cimb account and register a cimbclicks with that.

registering cimbclicks with your DA card only lets you view transactions and statements.

You can see the accts but cannot do anything with them. shinichi is right. you need to register using your cimb account atm card. I had the same issue too.

charge card or credit card?
the only card i know that offers both rebates and points is alliance bank's.

maybe u did not pay in full?
when in doubt best to call customer service.