Do I have CCRIS if I late payment for loan for few days ??

few days ago i applying for Hong long bank credit card, after submit all the docs, 2 days later my application been rejected.

i had check with my credit report that i had total 3 loan , hire purchase pending for 2 months , Aeon credit total loan amount RM 1100 (unpaid) .

Would the Bank check for CTOS also while apply for credit card?

So those telcon will be in CTOS?

Hi guys, anywhere I can obtain my CCRIS report on Saturday in KL?

Where do I get my CTOS report?

My friend told me can be obtained at AKPK Maju Junction on Saturday but I'm skeptical since it's stated open only on weekdays in their website.

BNM is obviously closed on Saturday. Just wondered if there are any other channels to get the CCRIS on Saturday.

When the credit card is cancelled, it takes time to update in CCRIS? i thought it will take with immediate affect?

I doubt it takes immediate effect as CCRIS will be update every 10th or every 15th calendar month

How long does it take for your Citi to remove from your CCRIS?

I think need go to branch and cancel / cut the chip in front of the officer and get official cancellation letter and this should be faster?

you can also do with www.ramcreditinfo.com.my or FREE with BNM just email them the documents.

Difference with BNM's original CCRIS report is that you can see the bank's name.

Dear

1. Yes, it is true, they have open up. Business modal, economy of scales!
2. You can get Your CCRIS and CTOS from http://www.ramcreditinfo.com.my/ Pay RM10 for the service too.
3. Another way is you can get it from Bank negara Malaysia, where you need to just print it out for free. Bring along your IC. The only difference from BNM ccris than the other, BNM CCRIS will show each loan facility under which bank, so that you will be crystal clear which debt you owed is attached with which bank.
Cheers

I have this news circulating too.

I give you two examples; Bank Rakyat & infamous Standard chartered

Citibank sometime did it too and the record pending last for 1 year till customer go complaint it

Check with citibank and clarify. Don't call bnm. Not their problem

is it possible for me to check on behalf of my family members (with their permission of course)? take their ic, go bnm kiosk only? will staff there check?

yea they told me PTPTN record is one of the reasons..

So you mean this website can purchase anyone's ccris report by just paying them and whatsapp to them the I/C number?

Nope they don't mask anything at all, the only difference between BNM report and the other 2 firms is that BNM will be able to show the bank's name in the loan facility where as the other 2 firms are hidden.