hahaha true true.

can I trouble you to run another simulation, not on MBB nor any of the hot stocks out there.

But on United Plantation, it is indeed a very boring stock with very low market liquidity, would you please?

Maybe we can move this particular conversation to your bwc tered. Resume conversation on this there.

sell in the odd lot market, with not so favourable prices and high trading/transaction fees.

Yes, they've been paying very very good dividends, yield of easily 8% pa.

you can check their historical trends.

yalo very little, but i'm thinking if i should just accept all cash instead.

but again, sikit sikit, lama lama, jadi bukitttt

well, that's why this is the purpose of reinvesting, compounding and watch the magic unfold in years to come.

more so, you're able to reinvest at 8.28 per share vs share price now (at the time of writing this) at 8.92 per piece, this gives 7.2% discount immediately. Not to forget these shares earns you more and more dividend (and capital appreciation too).

so long (or at least) your total discounted amount equals the amount of fees that you pay, i think it makes perfect sense to reinvest. I have been reinvesting since many years ago and easily accumulated some 300 or 400 shares (i cant remember) from the scheme over the past few years. now i appreciate them having this kind of scheme.

RM13 fees? just assume that you've consumed a cuppa boba tea or equivalent. that's it. what's 13 bucks nowadays? that's like one lunch at kopitiam nowadays.

ya holding and will accumulate further.

it's a no brainer stock, much better than FD. will not sell unless there's huge fundamental flaw to it, or to the macroeconomics or their industry.

EPF manipulates 50% of the bourse.

if you want to diversify, suggest to look into other sector, than diversifying into other banks in this case.

suggest you look at UP, i like their dividend yield (at my entry price point).

No one can really predict share price i think.