Credit Card Thread V3, Everything about Plastic World Fantasia
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 Jun 26 2008, 05:57 PM
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#61
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Senior Member
857 posts Joined: Sep 2007  
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Out of topic already guys
 Let's just hope he gets over his debt problem. Some people I know really have NO discipline whatsoever. My friend admits he is one of these people so he do not want to get any credit card and prefers to carry alot of cash around  |
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Jun 26 2008, 06:03 PM
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#62
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(TeraPox @ Jun 26 2008, 06:00 PM) Carrying cash is a very dangeroud thing to do... especially nowadays...hahaha Well, he has yet to be "rempit"ted so I guess he doesn't know the fear yet   |
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Jun 26 2008, 07:38 PM
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#63
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(TeraPox @ Jun 26 2008, 07:33 PM) wat do u mean by girls club? I think she was referring to the Kutu thingee  |
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Jun 26 2008, 08:39 PM
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#64
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(flamer @ Jun 26 2008, 08:04 PM) So it means that it is best that I should open a savings account with Citibank, put some money there and pay the CC using Citibank savings account? I heard the minimum amount to open an account with Citibank is RM 5k. Thought you might be interested to know |
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Jun 26 2008, 09:22 PM
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#65
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Senior Member
857 posts Joined: Sep 2007
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@flamer
I use the conventional CDM way |
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Jun 27 2008, 09:55 AM
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#66
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(Syd G @ Jun 27 2008, 09:52 AM) Hey any of you own a Citibank choice? Looks like a really simple credit card for people like me. I have one although I left it at home. Mainly applied to so that I could sub it to my gf |
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Jun 27 2008, 10:02 AM
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#67
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(tinkerbel @ Jun 27 2008, 10:00 AM) @Syd G, Pumping petrol already twice. As for me, I'm even more hardcore, I just swipe twice for one petrol filling The Choice card is not worth it cause if U don't use the card at least twice a month U'll be charge a monthly fee. |
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Jun 27 2008, 10:22 AM
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#68
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(tinkerbel @ Jun 27 2008, 10:17 AM) @vin_ann, Does it really matter to you tinkerbel Important thing is U pay up the entire sum, right?! I still want to know Y Citibank started it off @ 18% and not 15% since the last 6 months I been prompt and have paid in full.  Unless you plan to 'enjoy' such benefit. And don't give me that consumer rights bs again hahahahah |
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Jun 27 2008, 10:32 AM
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#69
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(tinkerbel @ Jun 27 2008, 10:24 AM) @jeff_ckf, Show off It's not about consumer rights, it's not about whether i'm going to be "enjoying" such benefits. It's all about principles. I'm going to go call them when I get back to the office after this morning's meeting before my afternoon meet  At least I get to TRY out their Platinum Priority line |
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Jun 27 2008, 02:18 PM
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#70
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(tinkerbel @ Jun 27 2008, 11:25 AM) @jeff_ckf, Citibank is crapping tinkerbel. I just got their e-statements and I too have the 18% thingee.....and I always pay up early and extra. So they are definitely trying to just get away by telling some phony fairy tale. GO CHASE THEM Me?! Show off?! I'm not the one who plastered 4 Platinum cards @vin_ann, Citibank tells me it's because I made a late payment in the month of Jan. I am arguing with them to tell them it's not possible and told them to check. How on earth could I have made a late payment and not know about it ! *argh* So how many plat cards do you plaster? |
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Jul 6 2008, 12:32 AM
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#71
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Senior Member
857 posts Joined: Sep 2007
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Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks
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Jul 6 2008, 12:42 AM
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#72
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Senior Member
857 posts Joined: Sep 2007
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QUOTE(David83 @ Jul 6 2008, 12:35 AM) The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday. Ya I most probably would. Just asking what is their official stand only since it is stated "Valid Worldwide" About time for them to permanently increase my CL as well since I havent got a raise of CL since the first day I got my paycheck hahhaha  |
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