@siutimtim,
I did say I'm *stuck* at a meeting didn't I?! And with wi-fi being enabled, we should be able to get on from wherever

@bysquashy,
You're so mean. I haven't cancelled my HSBC card cause I didn't want the salesperson to lose his commission

This post has been edited by tinkerbel: May 15 2008, 11:10 AM

@bysquashy,
I don't get a lot of stuff I want so how does that go?

@bysquashy,
Get it from another bank then. There are many other fishes in the sea

@ginvin,
The card was offered to u probably cause of ur long standing as a good customer? As to waiver of fees, well, I don't know - a couple of my friends who's using Citibank's Platinum gets their annual fees waived but that's upon request. I have yet to receive my Platinum card in the mail but mine's complementary from being a CitiGold member.

@siutimtim,
Er... U admitted to being 'desperate' for wanting a Platinum card so if ur being offered, Y don't U just take it?

@dav3,
By applying through a salesperson, Ur helping him meet with his monthly sales target as well as contributing to his salary versus applying direct through the bank, I think

@ginvin,
I gave up asking for increase in credit limit after 2 futile attempts. I don't know if they'll promise to waive ur annual fee now but do keep us all informed

@siutimtim,
There are a couple of us here who holds Platinum cards and yet we still come online

@bysquashy,
Yeah.. my boss surfs the net much more than I do except he reads a lot of blogs and news

@kindaichi,
If U truly need an increase of credit limit and have good payment record, perhaps U could make a request with ur respective bank - it doesn't mean ur attempt will be futile, like mine *grins*

I never received the free watch from HSBC either but it could probably be due to me not spending the minimum required amount to qualify for it As a Premier customer, I did get my welcome gifts timely.

@MilesAndMore,
I wouldn't know if Citibank's Platinum's by invitation only but I guess we could always check their website if we wanted to *grins*

@jchong,
I did show increase in income and am also a customer with good payment record. The bank didn't reveal actual reason but when I pursued further in person, I was told it could perhaps be due to the other credit cards I have; assuming I maxed each card out, my current income wouldn't be suffice. I was considered high risk as I was oredi having too much credit. True or not, I don't know cause subsequent to that, I got an increase and upgrade from UOB Gold to UOB Platinum. I was also successful in applying for a HSBC Gold sometime early this year [I'd wanted some of their retail benefits *grins*].

I'm no longer interested with an increased credit limit with Citibank so if they can't give me one, screw it *oops*

@David83,
I'm surprised U had issues with HSBC's Customer Service - in fact, this is the first time I'm hearing about such inefficiencies. I personally feel the same as hye

@yewkhuay,
I wouldn't mind if HSBC gave me their GSC 2 for 1 card. It's inconvenient having to share that with my best friend *grins*

@yewkhuay,
Apparently sis applied for that Titanium card and got rejected. She recently struck a million dollars and was gonna put them all in the bank but decided against OCBC cause they'd rejected her application twice!

Also, I don't like watching movie at Cineleisure; I prefer GSC.

@yewkhuay,
Am sending folks to the airport tonight so can't make it tonight either *sorrEee*. And mom's not going to allow u to start switching daughters! *tsk tsk*

G...What's wrong with u all? Or shd I b asking was wrong with me? *grins*

@Dyong,
At the v least, there's a base to begin with

This post has been edited by tinkerbel: May 18 2008, 11:59 PM

@thtan,
I'm glad I stumbled upon ur post as I didn't know RHB Platinum's gave access to Airport Lounges. Been scouting for one which gives such services and the only one I found thus far was Standard Chartered's Visa Platinum. I assume you're an existinig RHB Platinum user; would you care to elaborate more about their services? Would you recommend it?

@hye,
U sure are generous but that's not just bad customer service; it also reflects poor information/management system - how would I be able to trust they're professional enough not to give my information away?

@thtan,
It works just like Standard Chartered's Visa Platinum. Anyhow, I tried to check out RHB's website for more informatino about their RHB Platinum cards but the links to Consumer Banking doesn't seem to be working *shrugs*

You're actually right, I'm not a jet-setter so I probably wouldn't be utilising this service much anyways

@thtan,


@hye,
I probably would have done the same. Am surprised at their service though as AEON's really big in Japan [or at least that's what I thought them to be] As to RHB Platinum credit limit, perhaps ur friend requested for a lower credit limit instead? *shrugs*

@bysquashy,
Maybe, just maybe his cards are Gold Supplementary cards?

This post has been edited by tinkerbel: May 19 2008, 04:55 PM

@hye,
Ah well, perhaps he applied before this 'new rule' came about *grins* Are U considering RHB now?

@hye,
I'm not too impressed by RHB's website but I always tell myself not to judge a book by its cover. I suppose I can only comment after using their services; am not banking with RHB so I shall have to keep my mouth shut on it

Yes the forex rate should be the same throughout the banks; I'm not sure if it's governed by Mastercard/Visa but bank charges are based on the International Exchange rate at point of time.

I suppose it is possible for fluctuations to happen but RM5 difference p/dollar is quite substantial *shrugs*

This post has been edited by tinkerbel: May 19 2008, 06:09 PM

@kindaichi,
Well, I've absolutely NO problems with HSBC

@bysquashy,
If it's done on p/time basis, income wouldn't be consistent each month; i doubt they take that into consideration *shrugs*

@hye,
If it's reflected on Income Tax then I suppose it's fine but how many people actually report such to income tax?! *grins*

@bysquashy,
It's possible esp for those who does it full time