Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
30 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card Thread V3, Everything about Plastic World Fantasia

views
     
tinkerbel
post May 19 2008, 10:42 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@thtan,
I couldn't link into their Consumer Banking page earlier but I did manage to get onto the site hye provided and navigate through it smile.gif
tinkerbel
post May 20 2008, 10:18 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


I don't recall paying any additional charges for the transaction I made whilst in Hong Kong using my Citibank Clear Card. Then again, I didn't swipe too large an amount *gulps* but when I did the conversion, I didn't think there was a great variance to the currency exchange

I also didn't pay any additional charges for UOB, which is my primary card when I'm overseas biggrin.gif

This post has been edited by tinkerbel: May 20 2008, 10:21 AM
tinkerbel
post May 20 2008, 02:27 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@g00glesYYl,
The rate I paid was quite 'standard', just a lil higher than what I would have paid if I used cash
tinkerbel
post May 20 2008, 03:13 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@jchong,
Other benefits are basically 'across the board'
tinkerbel
post May 20 2008, 06:09 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@jchong,
I don't use DA as my primary card but thus far it hasn't failed me. I've not contacted the CS either so can't comment on their service. Oh, also when u dont' spend on the account, U don't receive a bill at the end of the month smile.gif
tinkerbel
post May 20 2008, 08:15 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@jchong,
I use Citibank as my primary card; am thinking of switching but all points are on that account so am aiming to use it for a couple more months, get sufficient points for that luggage travel bag and switch to HSBC or UOB.

Surprisingly, I received my HSBC Statement of Accounts for $0.00 last month. As I'm new with them, I thought they send out statements on a monthly basis regardless of spending or not biggrin.gif
tinkerbel
post May 20 2008, 10:16 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@vin_ann,
No he hasn't told me his HSBC terror. Ah well, I could choose to use UOB or HSBC, I haven't quite decided *grins* but until I've accumulated 187k points on my Citibank, I ain't going to change my primary card smile.gif
tinkerbel
post May 20 2008, 10:30 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@DDSFan8,
International promotions? Like what for example?
tinkerbel
post May 21 2008, 10:40 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@fikrie,
No harm requesting right? biggrin.gif
tinkerbel
post May 21 2008, 01:48 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@IceBikers,
They don't need to view the original so just fax a copy to them smile.gif
tinkerbel
post May 21 2008, 01:58 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@ferricide,
I somehow don't know if that's true cause I never got my credit limit increased despite being a prompt paymaster and have good credit record.
tinkerbel
post May 21 2008, 02:07 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@ferricide,
I ocassionally spend >50% my credit limit and make payment promptly except they still rejected my application. Anyhow that was years ago. 2 days ago I received yet another upgrade from Citibank from Clear Card to Gold except I'm not going to take it up. They did give me additional credit limit but i'm not interested
tinkerbel
post May 21 2008, 02:13 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@ferricide,
PWNs?!
tinkerbel
post May 21 2008, 02:17 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@ferricide,
Oh... dat I'm not worried smile.gif
tinkerbel
post May 21 2008, 03:22 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@shauyan,
I did put in the documentations as requested but it wasn't entertained. Perhaps I should put in another request and see what they say this time smile.gif
tinkerbel
post May 21 2008, 04:18 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@accs_centre,
Citibank generally gives a 50% increase in limit when they 'upgrade' ur card. I haven't bothered to open to the upgraded Gold card I received as I'm not interested to activate it.
tinkerbel
post May 21 2008, 04:48 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@hye,
Coincidentally, Citibank's also my longest held card but I do intend to stop it; Clear card benefits are no longer as good and I sure can live without their little-tiny-weeny credit limit!

Ah well, it'll just benefit some other bank! *grins* Speaking of which, I haven't even received my complementary Platinum card but I'm not going to chase them...
tinkerbel
post May 21 2008, 10:28 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


Ah well... I don't understand all these status stuff - it bewilders me that Citibank actually offered an upgrade to Gold Card offering RM6k credit limit! One would assume credit limit increases with these 'status' but well, I suppose the banks are really playing the market share game instead these days biggrin.gif
tinkerbel
post May 22 2008, 01:21 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@vin_ann,
I've not received the call from Citibank but previously when they 'tried' upgrading me from my current card to the Shell card, they did call. There was no need for any persuasion; I told her I wasn't interested.

This time round if Citibank calls again, I'll ask her whatever happened to the Platinum card of mine instead (I certainly pity the poor gal who's gonna make the call to me). I also thought I remembered telling Citibank I wasn't interested in an upgrade of card; just credit limit tongue.gif

@hye,
Now U know it matters not - I mean with cards like the UOB ONE Platinum being offered, what would U expect of the banks? rclxub.gif

This post has been edited by tinkerbel: May 22 2008, 01:22 AM
tinkerbel
post May 22 2008, 09:23 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@hye,
Didn't get sufficient rest; tummy upset. No wonder I'm feeling tired this morning but have a meeting at Gardens so can't sleep in *grins*

I'm quite surprised at the agents tidak apa attitude. Nevertheless, the once I applied through an agent for my current Citibank card, she was pretty good. In fact, a year later when Citibank offered me a Visa she came to my home to get my signature; and mind u that wasn't even for a Platinum card; just their Clear Card

This post has been edited by tinkerbel: May 22 2008, 09:24 AM

30 Pages « < 2 3 4 5 6 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0241sec    0.83    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 01:13 AM