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Credit Card Thread V3, Everything about Plastic World Fantasia
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TeraPox
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Jul 1 2008, 08:20 PM
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QUOTE(labtec @ Jul 1 2008, 07:52 PM) want to ask you all, is your CC transaction updated online very fast? i'm using CIMB but my transaction for last week in red box until now still haven't updated online  if the terminal is not from the card issuer, they need the merchant to pass back the signing slip b4 they confirm the transaction...
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TeraPox
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Jul 1 2008, 11:40 PM
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same old trick i think... ticket is free.. but need to pay tax, petrol sub and admin fee i think...
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TeraPox
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Jul 2 2008, 04:21 PM
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@tinkerbell
i will not take any services ever again from SCB(personal hatred) ...but i will be applying for visa infinite from RHB for priority pass...
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TeraPox
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Jul 2 2008, 04:36 PM
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QUOTE(tinkerbel @ Jul 2 2008, 04:27 PM) @TeraPox, muAHahAHhaHAHahA.. Okies dokieS... U sure are a collector of Credit Cards  not to say collector lar~~~ but if u know how to utilized ur cards... u can live like a king but still save alot of money~~~ btw, tinkerbel, i've redeem a Samsonite from citibank last year... i think using something like 70k points... not bad wor that luggage..
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TeraPox
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Jul 2 2008, 04:53 PM
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QUOTE(dr2k3 @ Jul 2 2008, 04:37 PM) @TeraPox why not...what have they done to u... bad experience la... forget it! i never expect such a lousy service come from a foreign bank... after that time, i cancel my fix-D, my cards and swear not to use any of the services from that bank anymore...  @tinkerbel yaya.. that's the one... i can carry that on board.. quite useful leh... eheheheheh... Added on July 2, 2008, 5:08 pmI've just registered for HSBC swipe 7 times thing... now on my way to get a free trip to Singapore!! This post has been edited by TeraPox: Jul 2 2008, 05:08 PM
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TeraPox
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Jul 2 2008, 05:17 PM
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QUOTE(dr2k3 @ Jul 2 2008, 05:12 PM) @TeraPox u sure have alot of card.... U can have as many cards as u want, but u need to control the expenditure lar... as long as u pay in full and make full use of the facilities... u win lor... if u overspent and pay only minimum then u die lor..  coz cc interest can be as furious as Along... this is normally wat i see @ my statement...  so, i can have as many cards as i want.. and when the bank see ppl like me me... they always... This post has been edited by TeraPox: Jul 2 2008, 05:18 PM
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TeraPox
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Jul 2 2008, 05:23 PM
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QUOTE(dr2k3 @ Jul 2 2008, 05:21 PM) lol....i like to collect cards like u too...i just dun trust msia banking system so much........too much card who knows 1 of ur card info leaked out.....and u didnt notice until bil come  that's why i'm spending like 10minits everyday wandering around my Online Accounts... nvr ever wait for the statement.. do a daily routine check... coz... THIS IS...MALAYSIA......
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TeraPox
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Jul 2 2008, 05:30 PM
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@JamesPond dun tell me u r sooooo busy until u dun even have 10 minites to spare everyday...
@dr2k3 I dun even have 10 cards larr... those who have 10-20 cards maybe need to use the cards to cover other cards debt... ahahahhaha
1 card each from each established bank is more than enough...
This post has been edited by TeraPox: Jul 2 2008, 05:30 PM
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TeraPox
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Jul 2 2008, 05:42 PM
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QUOTE(dr2k3 @ Jul 2 2008, 05:32 PM) no la...i will definitely apply 10-20 cards n not use them at all...maybe 1 only if they r free for life....coz cards....so collectable  if it's not free oso can call for waiver one ma..
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TeraPox
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Jul 2 2008, 05:57 PM
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QUOTE(dr2k3 @ Jul 2 2008, 05:52 PM) collect ma....like collect stamps  or u could frame it on the wall of ur house  ehehhehe... tell me when u successfully collected 20 cards ah... I will help u apply for Malaysia Record.  Added on July 2, 2008, 6:06 pmsome old news... this fellow got 1497 Credit Cards...ahahahhahaha http://abcnews.go.com/GMA/WaterCooler/story?id=411883This post has been edited by TeraPox: Jul 2 2008, 06:06 PM
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TeraPox
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Jul 2 2008, 08:30 PM
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@dr2k3 yeah~~ citibank must love soitsuagain alot..ahahahaha
@tinkerbel for big ones, i rekcon u go and buy from HK... their price is always like 20-30% cheaper than here... buy 1 hard casing one.. good for checking in...
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by the way, i've make use of the new UOB buy 1 get 1 free offer just now @ noble house restaurant... went with 1 friend, total bill around RM180, but after discount only paid RM100... great deal!!! everyone quick quick go and try!
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TeraPox
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Jul 2 2008, 10:23 PM
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QUOTE(navilink @ Jul 2 2008, 09:34 PM) citibank just reject my cc application  can't be more happier coz i think they cheat me on that mp3 player....yahoo!  then how come u applied it @ the first place?
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TeraPox
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Jul 2 2008, 11:56 PM
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@vin_ann
i believe One platinum is not on the list... only for Preffered,Generic, Privelege platinum...
@soitsuagain I will love u alot if i'm Citibank... hehehehehe...
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TeraPox
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Jul 3 2008, 03:23 AM
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QUOTE(tinkerbel @ Jul 3 2008, 12:42 AM) @soitsuagain, It doesn't matter how much credit U haf 'frozen' if U memang oredi haf a v high CL  @vin_ann, U could alwiz take TeraPox along; he's got the discount card and he can be ur friend to have dinner/lunch with  Alternatively, I'm available too *grins* I dun mind to bring any friends along... but the card stated...*complimentary meal for the card holder...hiak hiak hiak...
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TeraPox
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Jul 4 2008, 01:10 PM
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dear folks....
altho i've registered for the jetstar promotion and i'm 2 more swipes from the free tickets... but i think i need to inform you guys that the ticket is NOT 100% free....
U have to pay for the tax, surcharge and admin fee... so even tho the ticket is free, u still have to pay around RM280 for return...(more expensive than luxury coach)
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TeraPox
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Jul 4 2008, 02:36 PM
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QUOTE(tinkerbel @ Jul 4 2008, 02:18 PM) @vv001, It's tinkerbel and the only free for life with no conditions attached would be Direct Access. @vin_ann, How loyal. HSBC sends U to SG and U give the biz to UOB when ur there  @TeraPox, RM280 is not expensive to fly to SG wat *grins*  ya, it cheap... hehehe.. but need to inform those who might think this deal is 100%free ma...
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TeraPox
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Jul 4 2008, 05:16 PM
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@tinkerbel...
ur card CL to way to high for them to increase again....*grin....
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TeraPox
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Jul 4 2008, 05:19 PM
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QUOTE(tinkerbel @ Jul 4 2008, 05:17 PM) @TeraPox, I don't need an increase in CL now *grins* If I didn't need it in the past, Y would I need it now? More so when I also recently obtained a HSBC CC *grins*  HSBC?..... another platinum?
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TeraPox
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Jul 4 2008, 05:23 PM
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QUOTE(skylancer @ Jul 4 2008, 05:21 PM) how the comments for the MBF cards...the balance transfer without interest worth compare with other cc BT. for CC.. trust me, MBF is the last CC u might want...
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TeraPox
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Jul 4 2008, 05:39 PM
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QUOTE(skylancer @ Jul 4 2008, 05:27 PM) first of all, they are not a banking institution (that what they told me when i called to ask for waiver) so, they can't waive you annual fee...only can give u so-called discount...(and their bloody gold card is charging an annual fee of 200 over!!!) secondly, this card dun bring u much benefits... they dun even have their own TP! they are linked up with Bonuslink...adui... *their "Got 5" promotion is crap... a bloody gimmick... I've canceled my MBF gold card 3 years ago... This post has been edited by TeraPox: Jul 4 2008, 05:41 PM
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