EON Bank can print statement anytime...just tell them the period e.g. from Jan-12 to Mar-12 u wanna print, within seconds can print.

Which bank u talking about?

no clue other than
1 - system weakness
2 - M.A.L.A.S.

If you're looking higher return, obviously equity fund will offer higher return. You cannot compare it with a bond fund.

What AmDynamic can offer based on the past 3 years is a decent moderate return.

People should stop thinking of AmDynamic Bond as a fail-safe fund, some volatility is expected for a long duration bond fund.

1% on your sale proceeds

e.g. u sell RM1,000 worth of AmDynamic Bond, u only get RM1,000 - 1% = RM990

Transfer fee is when u want to transfer e.g. from yourself to your wife account

Switching fee is when u want to switch from 1 fund to another

AmDynamic Bond 1% is the exit fee

ur understanding is  SWITCHING.

TRANSFER meaning transfer the owner of acc.

if u hv Fund A, u r the owner for the acc Fund A. later if u decide to give this acc to other, let say to ur spouse. the Fund A acc will transfer to ur spouse name and u NO more hv any right to Fund A acc.

Yea, OSK-UOB funds switching fee is RM25 per switch

It's pretty obvious...when Asia Ex-Japan outperformed, so will KidSave, though not by much as their overseas allocation rarely even exceed 20%

IMHO, if u already have significant exposure to Asia Ex-Japan thru other funds, buy Hwang. If you don't, buy KidSave. Just my 2 sen worth

For your reference, every month I put RM500+/- into FSM, RM200-300 would go into equity and/or bond funds, with the balance in money market funds. When I see an "opportunity" e.g. big slump in market, I will switch into equity from money market.

My favourite Hwang fund is Hwang Select Income Fund, which invests in MAINLY in Malaysian assets, asset allocation 70% fixed income 30% equities. Last time bought thru EON Bank, have not been topping up since the Customer Service officer of my nearest branch resigned when Hong Leong took over. It's not available thru FSM, yet.

My earlier reply was about equity funds if I'm not mistaken.

Hwang Select Opportunity is not bad too...invests mainly in Malaysian equities but with flexibility to invest up to 30% in foreign equities.
And it's already available thru FSM

Hwang Select Balanced Fund is a pure 100% Malaysian assets fund...whereas KidSave Trust have flexibility to diversify up to 30% in Asia Ex-Japan assets. For a starter investor who do not have many funds in their portfolio yet, I'd recommend KidSave Trust.

Both has similar geographical allocation i.e. about 70% in MYR assets 30% in foreign assets, the only difference being SOF = Equity Fund whereas KidSave = Balanced

I'd suggest invest in BOTH Hwang SOF & AmDynamic Bond...both winners in their respective fund categories

U and me think alike. But I'm planning to start on the month of GE itself, then over the course of 1 year after GE do monthly DCA

Told ya, not yet. Like u, waiting for GE to come and pass

Also got OSK-UOB Emerging Markets Bond Fund

"cheaper, good!" <in auntie voice>
(suckers playing into the "price" instead of value)

well, actually there's nothing wrong with your allocation. As always, do understand the risks and be comfortable with what you are investing in. that's the key. One man's meat is another man's poison

* i'm like you, i'm comfortable with Local based funds

The question of "worth buy or not?" can only be answered by reference to the valuation of its underlying stockholding, pricing of a UT fund per se can NEVER tell u whether it is "cheap" or not. Before and after split makes no difference at all, splits serve nothing but marketing/psychological purposes.

Holding in which bond fund bro? Mind to share with us?

Most my ammo already into AmDynamic, if there is a fire sale, I dont htink I will cash out as well. Now accumulating ammo again.. gawds know how long.. shxt!