have you guys heard about PPP? Private Placement Program. its bank guaranteed.. but you need large fund.. like usd10million....profit is by weekly...50-70%

never heard of it and such high profit!!!

By the week!!! Wow!!

In any case...like u said...large capital USD 10million

How many ppl hav that $$ in malaysia...maybe use fingers & toes oso can count

Not for small investors like most of us

wow 50-70% earn better than loan shark .. kind of cannot believe and impossible
like that warren also no need do business lo hoho
one week put 10 earn 5m wo haha some more
(10m*1.5)^52 weeks i go loan loan shark to pay also worth i think

This post has been edited by mo_meng: Jan 17 2009, 12:08 AM

i think i heard about this being mentioned in one of robert kiyosaki's books before. not for small fishes like us though.

Private Placement Program Investment Process

(1) Client fills out the compliance documents and provides proof of funds and passport copy to the program manager

NOTE: Most of the assets which people try to apply with can not be used in any private placement program. These include the ITR (Irrevocable Trust Receipt), SKR (Safe Keeping Receipt), junk bond, asset backed bonds, hard assets, and more. In addition, most of the applications received for private placement programs are fraudulent.

(2) Trade group submits the application to the compliance department at the bank

NOTE: Within hours most real private placement groups will know if the asset and owner are legitimate. If the client has over 100M, most of the time real trade groups have seen the application before. There is a very small circle of real private placement traders, so when someone applies with large assets the word travels fast.

(3) Client passes through compliance and receives the contract

NOTE: Most clients have NEVER been through this process before. With that being said, they show the contract to their attorneys who have never been through this as well. This leaves a number of circumstances which can develop. Due to the private nature of the private placement program business, there is only so much information the trader can reveal to the client.

(4) Client signs the contract and the trader countersigns it

NOTE: Even after the client signs the contract, there are still a number of hurdles to overcome to close a deal. If a client signs the contract and does not complete the transaction, they will be reported to the proper authorities and will be permanently prevented from ever participating in a private placement program.

(5) Client contacts bank to complete the transaction

NOTE: Banks are in the business of making money, and nothing else. When a client asks to block, conditionally assign, or transfer assets they are cutting into the pockets of the bank. If the bank loses that asset off their books, they actually lose 25x that amount since they leverage loans from the FED. With this in mind, most banks stall since that will frustrate most customers enough to kill the deal. This should never be the case, it is the clients money not the banks. With this in mind, you need a bull personality or a great relationship with the bank if you are a client who wishes to complete a private placement deal.

(6) Funds are blocked, conditionally assigned, or transferred to the trade group specific to the contract

NOTE: Very few trade groups call for the transfer of assets, and if they do be very cautious. Most private placement program traders need conditional assignments, temporary beneficiary access, or the blocking of the assets in favor of them for the period of the trade. PING programs are 99.9% fake, and do not allow the trader to access a line of credit. No bank will loan without collateral, remember banks are in the business of making money not doing favors.

(7) Trader accesses line of credit from the bank within 72 hours

NOTE: The private placement trader is the only one who can access a line of credit against blocked assets. No bank will offer a line of credit for that amount to someone who they do not thoroughly trust.

(8) Trader uses line of credit to have bank instruments issued at a discount and makes trade

NOTE: The bank issues the instrument directly to the trader for a significant discount (ex. 55% of face value). The trader then has a contract with someone who has agreed to purchase it at a higher amount (ex. 62% of face value). The trader buys the instrument and then sells it to the “commitment holder”, who then sells it to their “commitment holder” for a higher price (69% of face value). This continues until someone purchases it with the intent to hold it and collect the coupon/interest.

(9) Client receives payments weekly according to contract

NOTE: Once everything it set up, it is a very smooth process. Typically the first payment is made within 10-15 banking days after trading has started. After the first payment, the client will receive disbursements to the provided bank account on a weekly basis. Most clients and brokers should set up offshore accounts, or have internal transfers sent to the bank where the trading is done. Otherwise, USA/EU authorities will flag accounts which is obviously not good.

(10) Client funds projects and retains the rest for personal use

NOTE: Most real private placement programs are intended to fund humanitarian projects. Typically 70% of the profits must go to projects, while the remaining 30% is for “adminstrative use”. In essence, the 30% is the clients to use freely. The platform does not regulate this, but the FED overseas all of the companies who have applied and received money to ensure they are conducting business properly.

public mutual just came out with public mutual online....what's the benefit to investors like us? less service charge????

There is no announcement on the lower service charge for using Public Mutual Online.

Until then, we shall assume the service charges remains the same.

For the benefits of the Public Mutual Online....it has been discussed before in the following thread. Please check it out.

http://forum.lowyat.net/topic/511793/+1640

CIMB-Principal Opportunistic Bond Fund

URL: http://www.cimbbank.com.my/index.php?ch=ba...2&tpt=cimb_bank

juz wanna post bout this fund...
any idea bout de advantages of this fund...
3yaer bond fund??? profitable??? 5%pa, seem better than fd nowadays

it is said that the minimum invest money is rm 5000. if PA 5% then we can only get rm 250 right? hmm.. seems like better than nothing but this seems to be a better and lower risk of bond type.

Bonds can be defaulted as well.

Also bond price can go up and down which depends on market condition like interest rate, default risk etc.
Bond price is sensitive to interest rate environmnet generally in normal market condition.

There is no guarantee you will be receiving the 5% yield as well due to the market risk nor it is stated in the prospectus.


Bonds generally carry some yield which more than interest rate or FD interest rate is offering but bonds is not as same as FD (FD is guaranteed) as bonds are not guaranteed by anyone, so one is exposed to default risk of the bond issuer. Bond default risk is depending on the bond issuer ability to repay the bond when maturity or servicing its bonds by paying the interest pre-set etc.

Don't mean this investment is not good or good. Just to highlight that one should know the details of it and having full understanding of it before investing.

Cheers.

Dear all,
I‘m doing my MBA project on Factors Influencing Equity Selection Process of Individual Investor. I’ll be glad to have your inputs in helping us achieve a better understanding of the researched topic. Do feel free to forward this survey to your friends and colleagues. The questionnaire can be reached at
http://www.surveygizmo.com/s/91738/factors...idual-investors

Thanks for your time

Hi all,

Some info to share here.

[Video] Malaysian Bonds Market in 2009, by Goh Wee Peng the head of Fixed Income from AmInvestment Services Bhd


Here are the Fund Returns (1 Year) frm Fundsupermart.com.my.

RHB Islamic Bond Fund - 8.32%
Alliance Global Bond Fund - 5.47%
RHB Bond Fund - 3.93%
AmBon Islam - 3.46%

To know more about Malaysia Bond Market 2009, read this.

For those who wanna buy it, don't miss the promotion here.

i would like to know the management fee and application fee with regard to the bond...

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Added on February 4, 2009, 11:00 pmi would like to know the management fee and application fee with regard to the bond...

This post has been edited by balwr: Feb 4 2009, 11:00 PM

For bonds, usually it won't be high. Roughly 1% I guess.

p.a. basis? so means if the return is 5%pa ten after deduct the 1% so our gain in only 4% is it?

Yes.

Generally bond fund charge about 1% ~ 1.5% initial service charges + annual management fee of 1%.

i already clarify this matter with the cimb psa hence according to him it is already included in d 5.0% pa return.... the actual return is abt 7.8 sumthin...

The problem is that those (7% or 5%) are projected return rate, it doesn't necessary it will, that's the risk of it.

Never trust the projected return, it holds no creditibility except through or just based on historical data to support it.

It could be negative or zero return or 2% or 6% etc.