For IPTS, PTPTN will directly transfer the money in whole to our bank accounts, then we're responsible for paying the fees.
They wont give you money for the semester which you score less than 2.0. But if you only manage to bring the last sem up to 2.0, i dont think they will give you money. It IS your last sem after all. But if its the second last sem that you've scored 2.0, they will give you money for the final sem. That is my impression of it, do correct me if im wrong.

say your GPA is well below the required number for every semester but on the last one you managed to bring it up above 2.0, does that mean that they will be paying for the last semester or the whole? and yes im under IPTS.