Outline ·
[ Standard ] ·
Linear+
PTPTN Loan, a start-up for investment.
|
leekk8
|
 Apr 29 2008, 11:05 AM
|
|
QUOTE(vincent_ng86 @ Apr 29 2008, 08:27 AM) Deduct tuition fee? I don't think so. My friends are doing their last year this year in Taylor's for Hospitality and yet they managed to get their loan approved. RM48k in total where every half a year they deposit RM 8k into their accounts. For those who are studying in IPTA, the PTPTN will only deposit the balance of money after deduct the school fee. For IPTS, maybe it's different. For me, since PTPTN interest rate is just 3%, definitely I will take this loan. If you do not need the money for your school fee, you put in FD, also can earn 0.7% per year  |
|
|
|
|
|
leekk8
|
Apr 30 2008, 11:11 AM
|
|
|
QUOTE(murcie @ Apr 29 2008, 07:17 PM) my studies are financed by parents, the loan is for investments. that is why im wondering what are the methods the loan be given to you because if ptptn were to pay for my fees then it would be a hassle to 'retrieve' the course fees from parents for my own usage. if that is the case, i presume that the amount would be divided into few different transactions and that each transaction would consist of small amount of money, probably with great deal of time in between transactions too. thanks for the clarification though. If you're in IPTA, PTPTN will give you the money every semester, the amount is according to the contract. For my experience, an engineering student can get RM3500 loan every semester. However, PTPTN will deduct your school fee before they deposit the money into your account. Let says the school fee is RM1000, then every semester PTPTN will deposit RM2500 into your account. And if there is 1 semester your result is less than GPA 2.0, PTPTN will hold your loan until you get result 2.0 or above. If you're in IPTS, you need to ask those who has experience in IPTS. |
|
|
|
|
|
leekk8
|
May 2 2008, 10:57 AM
|
|
|
QUOTE(murcie @ Apr 30 2008, 01:41 PM) say your GPA is well below the required number for every semester but on the last one you managed to bring it up above 2.0, does that mean that they will be paying for the last semester or the whole? and yes im under IPTS. Since you're in IPTS, you need to clarify this with PTPTN. As in IPTA, if you score GPA less than 2.0 for 2 semesters, basically you're sacked from the university and need to reapply for the course (with STPM or Matric result) if you want to get the degree. |
|
|
|
|
Quote
0.0152sec
0.97
6 queries
GZIP Disabled