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 ASB loan, worth to get it???

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annas473
post Apr 12 2017, 04:26 PM

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QUOTE(suadrif @ Apr 12 2017, 03:36 PM)
actually what they said is true
ASB2 fund is closing already. allocation is full.
might not last to end of this month.
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Thx for info.
annas473
post Jun 22 2017, 10:31 AM

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QUOTE(epie @ Jun 22 2017, 10:19 AM)
I just made rm200k asbf with yellow bank also
Approved and today gonna sign L.O
4.9% 27 years
I insisted that I dun wan takaful

End up i only sign for the takaful for only 3years @ 
Rm836
*
836 all in for 200k loan?

annas473
post Jun 23 2017, 01:29 AM

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QUOTE(epie @ Jun 22 2017, 06:08 PM)
I applied last week...just signed the LO today
no more 4.8% (according to SA this rate is only during saham amanah week)
I demand for the lowest rate and they give me 4.9%
loan 200k
asb 200k
insuran 836 (3years only)
so my loan is rm 200 836.00

asb cert rm50
gst rm3
need to pay later

no profit charged
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Monthly how much?

annas473
post Aug 4 2017, 11:35 AM

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QUOTE(eastwest @ Aug 4 2017, 11:21 AM)
I wonder what dividend rate will be given this year? tongue.gif
*
Up like petrol biggrin.gif
annas473
post Nov 20 2017, 08:25 PM

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QUOTE(baldi91 @ Nov 20 2017, 05:21 PM)
I saw in BSN asbf webpage that they offer 4 65% for those with less than rm3k salary and 4.7% for those with more than rm3k salary. Can anyone confirm this?
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Screenshot what u saw then
annas473
post Nov 26 2017, 04:46 PM

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QUOTE(Porie @ Nov 21 2017, 06:20 PM)
I want to ask all sifus when is the best time to terminate/apply asb loan?

Should I just wait next year when government announce year dividend? Or just straight away go with it?

I have 30k loan right now with maybank @ 5%, planning to go higher and choose other banks with better rates.
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When salary increased and good loan offered.
annas473
post Dec 15 2017, 08:11 PM

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QUOTE(eastwest @ Dec 15 2017, 09:40 AM)
Not all person can afford to pay for 1.2k every month...  dry.gif
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2. Not all willing to pay 1.2k/m
3. To late to commit or no knowledge
annas473
post Jan 4 2018, 10:00 PM

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For ASB withdrawal, does Maybank or ASB counter have any fees?

Itchy to take out the dividen biggrin.gif prefer online but seem myASNB don't have this.

2) passbook needed?

This post has been edited by annas473: Jan 4 2018, 10:05 PM
annas473
post Jan 5 2018, 06:51 PM

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Dah withdraw dividen at tiger bank put into account.

Thank all haha. Pay study loan kasi settled
annas473
post Jan 7 2018, 07:03 PM

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QUOTE(faizfizy39 @ Jan 5 2018, 07:59 PM)
Congrats bro. One step closer to Financial Freedom.  tongue.gif

If you don't mind, your dividend is from ASB Financing or just regular ASB savings?
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Regular saving. Can't get loan due to limit burst. House loan kick in. Will apply back once car loan settled biggrin.gif

QUOTE(buggie @ Jan 5 2018, 08:37 PM)
Awesome Bro...

Started a plan and executed it... Congrats
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Thanks bro
annas473
post Feb 6 2018, 05:37 PM

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QUOTE(Bold III @ Feb 6 2018, 12:36 PM)
Is it ok if friend of mine who is not bumi, pump money to my asb acc then the dividen share 20:80?
She got the 80%..
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Free money. But must have black and white also witnesses to be safe.

20:80 better rate tbh biggrin.gif

Approx. 3k per year
annas473
post Mar 13 2018, 06:10 PM

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4x50k

Does there a plan to cancel 1 by 1 if something go wrong? Just curious
annas473
post Mar 13 2018, 09:18 PM

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QUOTE(xeda @ Mar 13 2018, 08:31 PM)
Yeah, I originally thought wanted to be safe that’s why I took 50 x 4, if I can’t commit then can cancel 1 or 2 loans and keep the rest. After 2 years got used to paying the commitment, so now I took 1 loan only lo.

You can do 10k x 20 also.
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After house loan full throttle then i reevaluate myself back.

Others commitment like medical card etc also rise.

Paycheck hopefully on that way biggrin.gif
annas473
post Apr 8 2018, 11:15 PM

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If BR drop, will loan tenured reduce? Just asking
annas473
post May 9 2018, 11:16 PM

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QUOTE(chilskater @ May 8 2018, 11:52 PM)
Financial advisor normally acah2 clients ambik loan 100k-200k for 30 yrs..besar sikit commission..hehe..1.6M-1.8M at the end of tenure..hehehe
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How to become financial advisor? biggrin.gif
annas473
post May 9 2018, 11:16 PM

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QUOTE(chilskater @ May 8 2018, 11:52 PM)
Financial advisor normally acah2 clients ambik loan 100k-200k for 30 yrs..besar sikit commission..hehe..1.6M-1.8M at the end of tenure..hehehe
*
How to become financial advisor? biggrin.gif
annas473
post May 10 2018, 07:11 AM

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QUOTE(voncrane @ May 10 2018, 02:03 AM)
Oh, it'll hit you once you have learnt enough not to ask such a question in the first place..  tongue.gif
*
biggrin.gif happy holidays
annas473
post Jun 28 2018, 10:05 AM

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Hurm.. seem like rush but agen plz contact me.

Is it advisable if i have cash let say 6k on the asb and i want that cash to serve the loan now till Dec 2018. Then from there i roll back the % i get?
annas473
post Jul 4 2018, 03:26 PM

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QUOTE(haziqnet @ Jul 2 2018, 04:34 PM)
Yeah i also know recently when cimb update their online banking. More user friendly than before.
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How about Maybank & AmBank?
annas473
post Jul 20 2018, 10:31 PM

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sorry out of topic abit

how do we pay asbf from ambank using maybank2u?

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