From what i know, Prudential do not have standalone medical card. They only have PruHealth which is a rider. You must purchase investment linked policy to include this rider.

ILP has its own strengths and weakness. Its depends on personal needs and affordability.

I thought a person who work in banking field cannot register as an agent?

QQstore or daniel. Post above mine. Based on the tread that i followed, he is an assistant manager for CIMB bank. However i'm not sure that he is an insurance agent. But can we register as part time agent when we working at bank?

Pjusa, CI is equally important as an medical card. I do understand that you think that when a person is diagnosed with cancer or other CI, a good medical card might be able to cover its whole medical fees. However, do you think the person will still be employed after he is being diagnosed of cancer? If you only bought a PA and medical card, how would you get your income during the whole treatment of the cancer? PA does give u income, nor life. Your family still depends on you to provide income. CI maybe not enough but at least will reduce your burden. Sometimes we might not die straight away after we being diagnosed of CI nor we will stay at hospital after that. There must be a reason for CI policy.

However, every people view their risks differently. If you think that CI is not important its your decision and i do respect it.

Thanks