Previously I was using GE which was 10 years old and all the benefits was outdated and my agent had resigned while GE send me post mail say been take over by another agent, but din give contact or email at all... (how i gonna contact him)....

Well.... is a very hard time for me to make decision as on the same time Allianz agent come to me as well AIA agent.

Each got pros and cons. And depend on which one you accept.
Those agent say is ok no matter which side you choose they wont disturb your decision....but once decision had make... the lose side will ask why and keep on like washing your mind which make you uncomfortable....

Really gonna think carefully before make decision. Or else later gonna change again and causes money loses.