allianz COI is cheaper compare to Pru / GE

u get higher coverage with the same insurance price.

i suggest u get quotation from different company then compare the cost.

buying an insurance is never like buying vegetable in the wet market . . .
pricing is not the only factor to consider only

Take note more what is written in the policy benefits & what is not covered. . .
Why should a policy cost higher & why is another is lower?   

Hi Guys

Looking for good agent in KL, i'm in Ampang area. Planning to get either insurance or just stand alone medical card for the whole family of 5pax. I've already had a quotation from Prudential, AXA so  maybe from AIA, Great Eastern etc.

Do PM me with your details and i will then share further info & details outside of the forum.
Thank you.

hi i need insurance for critical illness and early stage CI, TPD & death (minimal or none), prefer cheapest premium.

38 male quit smoking for 8 years oledi, marketing, no dependent, got company medic card (normally used at clinic only),

would like to know:
cashless card? renewable? term policy / standalone?

Seem all just sales talk...

Other companies all no co-insurance. The annual all just about the same 

I should have apply Allianz, no co-insurance and no annual limit... 

Now I really frustrated.... 

How to I cancel the policy and how much can I get back?

Seem all just sales talk...

Other companies all no co-insurance. The annual all just about the same 

I should have apply Allianz, no co-insurance and no annual limit... 

Now I really frustrated.... 

How to I cancel the policy and how much can I get back?

Your mum having an old medical plan with Allianz, which not available any more. Due to inflation and increase of medical cost, the premium had increase, but Allianz also increase the annual limit and lifetime limit.
The current medical plan have no annual limit, meaning insured can claim up to maximum life time limit in one time.

Clause 17 (Portfolio Withdrawal Condition) had removed by Allianz. This is a good news, Allianz will not able to cancel and withdraw the medical plan, in directly now become genuine guarantee renewable.

If you notice some company still remain this clause to protect the company. Meaning they have the right to cancel/withdraw the medical plan from the insured = not guarantee renewable.

Your mum having an old medical plan with Allianz, which not available any more. Due to inflation and increase of medical cost, the premium had increase, but Allianz also increase the annual limit and lifetime limit.
The current medical plan have no annual limit, meaning insured can claim up to maximum life time limit in one time.

Clause 17 (Portfolio Withdrawal Condition) had removed by Allianz. This is a good news, Allianz will not able to cancel and withdraw the medical plan, in directly now become genuine guarantee renewable.

If you notice some company still remain this clause to protect the company. Meaning they have the right to cancel/withdraw the medical plan from the insured = not guarantee renewable.

Thanks seem GE is just not a good company to get medical insurance. So many unfavourable clauses to clients.

I had friends told me their medical card got terminated by GE, he do pay premium promtly and no lapse.

But in the end, no more medical card for him as he already have diabetes. Sad from him. Trusted GE so long, in the end betrayed by GE.

I should had know his experience earlier... 

Now in dilema 

ok, im convinced now that AXA smart medic optimum + additional Tokio Marine medic plus is unbeatable. total about RM1100 yearly, for someone age 35. I don't get why have to pay RM250 monthly for some other providers.

Hi, my insurance agent from great eastern told me about a new plan they have, which will need me to upgrade my current medical card plan.

this upgrade will increase the annual limit and remove lifetime limit for the medical card while the rest of the thing remain the same, such as investment return and others..

is there any catch? this sounds to me like durian runtuh...

need advice pls