Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 medical card, need more information about it

views
     
audionutter
post Mar 16 2013, 11:48 AM

Getting Started
**
Junior Member
146 posts

Joined: Dec 2005
QUOTE(great.eastern @ Mar 15 2013, 07:06 PM)
Great Eastern latest plan for exclusive premium customer.

No Co-Insurance or deduction.
No Claim Discount (NCD) <----- GREAT!
Increase Initial Hospital Room & Board.
Increase Initial Overall Annual Limit.
Higher Overall Lifetime Limit.
Critical Surgery Recovery Benefit.

*
Great Eastern when want to buy that time, all good. Take your money, very fast and good.

After a few years of paying the premium, if you fall sick and need to claim then you jialat. You find out Great Eastern NOT GOOD as will reject claim! Pay for so long for what? Supposed to be cashless and hospital direct settle with Great Eastern but then Great Eastern reject.

End up pay first but when pay first, claim back later CAN claim back! So why reject in first place? In the end same like no card as have to Pay and Claim! So those who cannot pay first how? End up Great Eastern save money in those cases as claim reject so have to go Government Hospital!!!

audionutter
post Mar 17 2013, 06:45 PM

Getting Started
**
Junior Member
146 posts

Joined: Dec 2005
QUOTE(great.eastern @ Mar 17 2013, 05:36 PM)
Very sad that this go for you.
We do have Panel Hospital.
Where is the agent who is responsible for your case ?
Hope everything work well for you.
*
It was a panel hospital and the problem is not with the agent. It is with Great Eastern itself. Even the hospital say of all the insurance companies, Great Eastern now trying very hard to not pay for legitimate claims. Dunno if because Great Eastern got no money? Was told that Great Eastern did not want to offer medical insurance but only want the non medical insurance like life insurance and so on which make them more profit. Was also told that Bank Negara forced them to offer medical insurance or else won't get the licence for other insurance so now they are trying to get out of paying for medical claims whenever possible. If this is true then really lousy company.

End up have to pay and claim. Interestingly, when Great Eastern was informed will make report to Bank Negara because they refuse the cashless claim, immediately the pay and claim was settled.

But those who cannot pay first are the ones who jialat. This is how big companies bully the not so well off or uneducated people mad.gif


 

Change to:
| Lo-Fi Version
0.0170sec    0.78    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 08:10 PM