That's not what I was told - I was told the interest is 1.x percent. It's a worry the person couldn't be more precise (probably a new employee) but that reminds me to check again.

Also an info sheet I got says "Interest on Credit Balance" but didn't specify what it was. Probably subjected to change without notice.

But it's an interesting approach - it makes people more likely to keep their funds in the account and spend it on buying more shares. More profits for them.

aiya, can't believe HLE don't have something as basic as putting in a sell/buy order with a VALID-UNTIL date.

1. Go to a HLB branch with sharebroking section (not all branches have this), and they will do everything that needs doing for you free of charge.

2. Yes, you get online access with your account, which allows you get info and buy/sell real-time. Their system is quick and has all the essential info, but lacks the capability to enter VALID-UNTIL buy or sell orders. All orders expire end-of-day, and have to be re-entered each day. Feature will be included in a upcoming release of the software, I was told.

3. 0.42% brokerage fee + 0.03% + RM1 per 1000 RM.

1. I repeat - 'they will do everything that needs doing', including opening a CDS account, for you.

2. Your existing HLB online account will have access to another option HLeBroking (after your application has been processed), and this option gives you access to real time stock price. They will do this for you too.

3. 0.03% = clearing fee, for each buy/sell. No use, no fee.

You need half the amount deposited into the SharesDirect current account first. eg if you want to buy RM10,000 of shares, you need a balance of RM5,000 in the current account.

No.

You should have an account known as SharesDirect current account (name may have changed recently) specifically opened at the same time as your shares trading/CDS account for this purpose, ie to pay for the shares.

If you have just applied, the SharesDirect account may not be ready yet. But once you have the account number. you should be able to deposit into it like any normal account, either over the counter or via internet transfer.

This should all have been explained to you when you applied at the bank branch. Did you apply at a branch or did you go through online application with HLG Securities? in which case the process may be quite different.

There are some differences if you applied online (compared to applying at a branch), I'm not sure exactly what. You need to check with them.

It's actually not Java, but ActiveX you need to install, which you do by clicking on the bar which pops up near the top of the browser the first time you try accessing the site. You also have to disable the pop-up blocker.

Also delete cookies while you are at it.

Sorry, that bit does require Java. One thing I would try is de-installing Java (Control Panel/Add or Remove Programs) and then re-installing.

Or try Firefox