If you are certain that the price of the reit will not fall,and the  total yearly distribution will remain or increase,and that interest rate  charged will remain unchanged,then it is worth trying.

But nothing is certain in this world.Also bear in mind that single stock financing is not acceptable to many broking firms.

Yes, this is what we call carry trade.

This is always a risky move. Only do if you afford and dare to take the risk and fully aware the consequences.
Lot of people burnt more than people gain through this way, because of greed and timing. Main reason, people only want to do margin facility when market is bullish time aka market has run up significantly only then people turns more greed want to trade more so using margin.

If market turns out to be good, one can get wealthy very fast, as you put on leverage, people gain 1 you gain 2, so multiply the long term and repeating effect, you will be rich very soon.
People go from 1 to 2 to 4, you go from 2,4,16.

If market turns out to be against you, double trouble, loss on capital while still need to pay interest, worst still can't meet margin call, then have to sell everything to repay. Even market does rebound back, you actually game over as you have to sell everything you got.

One word, nothing is predictable in stock market and market always not behaving what people expected.

Guys,

May i know anyone out there using margin financing at a better rate then BLR - 1.75%?

PB Sharelink Margin is giving that. Plan to open another account if the margin rate is more competitive

Guys,

May i know anyone out there using margin financing at a better rate then BLR - 1.75%?

PB Sharelink Margin is giving that. Plan to open another account if the margin rate is more competitive

I am using Hlebroking, following question is quoted from HLebroking FAQ section
What is my trading limit in HLeBroking Account?
 
Collateral Type

Trading Limit               
Cash  2x                                                   
Share nil
Is that mean that i can buy 2 times the current cash that i hold in my share account? Eg: i have RM10k cash , then i can buy 2 times my cash which i mean i can buy RM 20k worth of stock.
And if the answer is yes, why do we still need to do share margin trading financing. Since we already can double up our current cash position.

Thank you

For HLebroking, you will only be dealing with their central office. no Hong Leong branch provide stock broking department or able to advise anything on share broking/margin.

Coming back to your question, I just enquire from HL last week.

I think their webpage is outdated.

you can only trade up to 1.5x
meaning, if you put in RM10k,
you can trade up to 25k (meaning 10k your money + 15k bank money)

I find their rate not very competitive,

they are giving BLR - 1%
If you trade more than 500k, then only you get BLR - 1.75%
however, for the first 3 month of opening account, you will get 10% on all your month end interest charges, to encourage you to open account

Hope that help.

For Share margin, so far, the best is still Public Bank and Maybank

Our IB,Aminvestment,can offer lowest 5.5 % subject to T&C.

Can pm me for more details.

u mean BLR @ 5.5?
what about total?
can get BLR - 2 %?

For HLebroking, you will only be dealing with their central office. no Hong Leong branch provide stock broking department or able to advise anything on share broking/margin.

Coming back to your question, I just enquire from HL last week.

I think their webpage is outdated.

you can only trade up to 1.5x
meaning, if you put in RM10k,
you can trade up to 25k (meaning 10k your money + 15k bank money)

I find their rate not very competitive,

they are giving BLR - 1%
If you trade more than 500k, then only you get BLR - 1.75%
however, for the first 3 month of opening account, you will get 10% on all your month end interest charges, to encourage you to open account

Hope that help.

For Share margin, so far, the best is still Public Bank and Maybank

try to go for maybank and eonbank for housing loan, i had been working for eon bank b4, and my colleague told me that the cheapest housing loan in malaysia is maybank and eonbank.

u mean BLR @ 5.5?
what about total?
can get BLR - 2 %?