Cheeroy, I'm confused now. Normally if the intention is to annualised an income, the timeline must be set first right? Is it even right to use the 12/9 or 365/1 figure to calculate annualised income?

Using the 12/9 figure with a % calculation is wrong in my opinion. Simply because the figures that comes out doesn't make sense. I'm just wondering if there is any article/research paper/ report that uses it? Or an even an example of how it is suppose to be use correctly.


Edit:

I think I got it already why the 365/1 is used. Mainly to put an estimate on how much at the end of the term would the fund be if the current return is continued consistently. Since it's estimating an expected income at the end of the period based on current data, it will be flawed if it was calculated very early in the set timeline. Accuracy would improve if it is calculated nearer to the end of time line. I myself use it to estimate yearly earnings based on 1 quarter performance sometimes.

So it's used to calculate 'Expected ROI' and not 'ROI'.

This post has been edited by skiddtrader: Mar 15 2009, 12:10 AM

As far as I know cash dividends are paid by cheque to your name delivered to your address.

Only share dividends are credited to your CDS account. Cash dividends are by cheque in your name.

I always thought it was a bad idea to take money from "life savings" to "speculate" on the market. Even UT investments are bad as seen in Singapore when a lot of people use their CPF to buy investment products and are now suffering a huge loss. And these losses aren't extra money but their life savings. Although the opportunity is there to make some money and grow your life savings, the risks should be fully understood.

There are a lot of companies which are giving out dividends in KLCI.

Most dividends are paid quarterly with some companies paying bi-annually or some yearly. All depends on the company whether they are making money or not.

There is no such thing as dividend season, month or date. But most companies giving dividend like to stay consistent with their dividend announcements which is normally after a quarterly report is out.

Check out this thread Dividend Discussions for some idea what are the favourite dividend counters in this forum.

With your 4k capital, you can already buy some dividend counters.

Oh, and by the way, GENTING is not a good dividend counter.

This post has been edited by skiddtrader: May 1 2009, 04:34 AM

You don't have to buy in big amounts to earn dividends as dividends are normally paid per share basis. So even minimum 100 shares will gain you some dividends.

Its a dividend announcement.

You'll be getting 2.5cents per share.

Yes.

If the announcement is in % like 3.5%, then just multiply that % with the Par Value.

Its the queue system.

So let's say the 1st Sell price is 1.50 and 7000 lots waiting to sell.

Next queue is 2nd Sell price at RM1.52 and 3000 lots for sale.

Same as buy queue.

I think he is asking what the 'ex' means. As far as I know it is not an acronym or short form for anything. Like ex-girlfriend kind of ex.

Yeah sounds logical.

Tried to Google about it but not much info.

Dividends are returns on your investment to the company. Doesn't matter how long you hold the company shares. As long as you are holding on the ex-date of the dividend, you'll get your dividend cheque.

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Added on May 10, 2009, 1:23 amI believe anything outstanding means it is not fully paid/settled/picked-up yet. So it is easier to sell the outstanding shares compared to having to sell your shares which you've picked up. Maybe a remisier can enlighten us if less paperwork is involved in either case.



This post has been edited by skiddtrader: May 10 2009, 01:23 AM

Then the market price will stay at the previous prices while the buyer and seller queue blink blink. No transaction means no movement.

Yes thats normally how it is done. Just go there, meet your broker, tell him what you are interested in and what kind of trader you are. Sign up for an online account. pay 10 bucks and you're in. Don't be afraid to ask question and ask your broker to do work .

Jamal, you can visit this website which has a pretty good beginner's guide to Technical analysis. Though it is geared towards Forex trading, most of the terms and basics are the same. Only the strategy is different. Babypips Training

Hmmm I'm not aware of anywhere you can get a list of those. Normally only see such list which are independently compiled and it changes frequently as share prices moves.

My best suggestion is the REITs counters which are naturally high in dividends, as most counters are at least above 5% DY.

Others on top of my head would be; (not in any order)

1. YTLPOWER
2. DIGI
3. BAT
4. GUINESS
5. CARLSBERG
6. JTI
7. PBBANK
8. PANAMY
9. LPI
10. AMWAY
11. UCHITEC


You can try to check the "Dividend Counters" thread as well, might get some ideas from there.

You can get the entire list of REIT counters from the newspaper.

Or go to KLSE and search under "Mainboard>Reits".

Unfortunately this can happen.

Due to the low liquidity of some stocks, you can face a problem when you want to sell the shares in the market at your prefered prices. Normally any brokerage online interface, you can see the queues for different prices.

Example for BUY queues;

2 LOT at RM1.80
10 LOT at RM1.79
5 LOT at RM1.78
etc.


Same with queuing to buy stocks. If you queued to buy 100 lots of a 20 sen share, but at the end of the day some one only sells you 2 lots. You still need to pay the minimum brokerage which is much higher in some cases for RM40 worth of purchase. It sucks to be in those situation, so only queue if you're confident it will move. And try not to leave your queue open in the last trading minutes.

I'm using OSK and RHB platform.

Totally up to you to decide how many lots you wanna buy. As 2 lots for different shares will mean different amount. And different amount will have different risks for different people.

Just bear in mind the minimum brokerage charge for your brokerage house. Some have very low interest in online trades but some like OSK charge a minimum of RM40 per transaction through the phone regardless how much your trades are.

Hmm industry PERs are normally not really fixed, more like an average of all the companies compared to the regional PERs.

I don't know if there is a list or something you can refer to, but I normally update myself based on analysts reports I read from time to time. Which occasionally quote an average PER of a certain industry for country/region/world etc.

Again, PER is just a reference to the potential earnings vs investments. Lower PER for a growing profitable business is always desired because it means you can get back your capital much faster theoretically. Though what may happen is that company performance may not be a predictable line and may suffer setbacks or sudden windfalls that might drastically change their calculated PER.

Personally I use PER more as a reference to whether I'm paying more for something as compared to something similar in addition to other personal requirements of investing.

I don't believe in strict PER investing as it doesn't make sense sometimes when you look through previous data.

It's always an advantage to have a broker office near where you are so you can have access to them personally when needed. At least in my opinion.

It's not actually SGD25 per trade as you said, that is just the minimum amount you need to pay or at least 0.33% of transaction value over online transaction.

So if you do trade in amounts where the 0.33% exceeds SGD 25, you pay according to the 0.33% charges. I believe OSK Malaysia charges 0.42% for online charge.

But if you trade in amounts which 0.33% charge is always lower than SGD 25, you will still need to pay at least SGD25 per trade which is the minimum. In this case, it is cheaper to trade via Malaysian brokers which has a much lower minimum charge. Some as low as RM12 per trade.


In my honest opinion, don't bother so much about minimum charges UNLESS you are the type of trader that trades in small volume and wants to profit from very slim spreads like when "Stock A goes up 2 cents then you sell, profiting 2 sens." These type of trading demands minimum commision and charges since you'll be doing it very often and incurring lots of charges.

So try and figure out what kind of investor/trader you are and what kind of system will suit you. If you think you are the kind of trader which trades often in small volume for small profits, then try to get the cheapest broker you can find. But if you are trading in excess of the SGD25 minimum, then don't worry about it, as 0.33% is better than Malaysia's 0.42% for online brokerage.