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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSDavid83
post Jun 10 2016, 01:55 PM

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Any idea why cost of insurance has increased?

2015: <RM 2
2016: > RM 2.50

While the amount that owed to them is constantly at the descending rate.
SUSDavid83
post Jun 25 2016, 10:26 PM

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QUOTE(cheewei_2004 @ Jun 25 2016, 02:42 PM)
may i know where to get ccris report..??? rclxub.gif
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The fastest way is to drop by any BNM branch and self print at the kiosk.
SUSDavid83
post Jun 28 2016, 01:20 PM

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Somebody mentioned that CCRIS report printed out from other channel other than BNM is not complete. Is that true?
SUSDavid83
post Jul 3 2016, 03:55 PM

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First of all, CTOS and CCRIS is not the same report.

My concern is that CCRIS report self print byself from BNM and CCRIS obtained by paying or other channel like CTOS or AKPK.
SUSDavid83
post Jul 18 2016, 08:20 PM

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Mine returned this: PENYATA KIRA-KIRA PEMBIAYAAN UJRAH

It points to my usual page: http://www.ptptn.gov.my/gateway/login.jsp
SUSDavid83
post Oct 11 2016, 07:48 AM

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QUOTE(jimbet1337 @ Oct 10 2016, 11:27 PM)
28k but only repay consistently 3-4 years later after grad.
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That what is the current outstanding now?
SUSDavid83
post Oct 14 2016, 10:46 PM

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QUOTE(solsekuin44 @ Oct 14 2016, 10:09 PM)
Took them almost a year after my full settlement to email me release letter dry.gif  bruce.gif
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Talk about efficiency but when comes to black list and CCRIS listing, super fast! rclxms.gif
SUSDavid83
post Oct 18 2016, 04:50 PM

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QUOTE(activexxx @ Oct 18 2016, 04:40 PM)
Hi guys,

I still left few hundreds remaining and would like to settle at their branch?

Got any website links which display the lists of branches?
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http://www.ptptn.gov.my/web/guest/cawangan-ptptn
SUSDavid83
post Oct 22 2016, 08:14 AM

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QUOTE(MNet @ Oct 21 2016, 10:50 PM)
Another thing to ask is if utilizing auto debit from bank account, is there any fee incur?
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Somebody mentioned earlier no charge.
Need to sign up at PTPTN branches/offices.
SUSDavid83
post Oct 22 2016, 11:11 AM

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I though the direct debit is for saving/current account only.

Can direct debit from credit card?
SUSDavid83
post Oct 22 2016, 11:34 AM

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QUOTE(Avangelice @ Oct 22 2016, 11:25 AM)
Cannot. I asked already before. need to be physically in ptptn office
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But can pay with credit card on the spot at the office right?
SUSDavid83
post Oct 22 2016, 11:25 PM

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QUOTE(XiaoGuiZuo @ Oct 22 2016, 10:07 PM)
Anyone know how to make full repayment? Can done via bank if large amount?
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Issue a cheque including banker cheque?
SUSDavid83
post Oct 22 2016, 11:44 PM

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QUOTE(MiKE7LIM @ Oct 22 2016, 11:34 PM)
Go PTPTn HQ or branch & pay via credit card  bruce.gif   can earn point and some cash rebate if the bank do encourage you to spend!   .. i got a few cash back from Aeon bank due to ptptn repayment  sweat.gif
anyone know is Jompay charge handling fee? or what is FPX mentioned?

the monthly 10% off is very attractive   ... should learn to set up for Direct debit now
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If you pay from PTPTN website, the website is using FPX processor.
FPX is linked to majority of the banks internet banking portal.

URL: http://www.myclear.org.my/business-fpx.html

This post has been edited by David83: Oct 22 2016, 11:46 PM
SUSDavid83
post Oct 23 2016, 12:15 AM

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QUOTE(MiKE7LIM @ Oct 22 2016, 11:58 PM)
Thanks for the sharing. just found out FPX is own by BNM? but it is without creditcard..only direct debit i think...

Used to pay via Maybank.. fee is 0.53  .. so i assume FPX/Jompay is better than directly using maybank channel.

hopefully some sifu can share their knowledge on setup the auto debit process. notworthy.gif
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I paid from PTPTN website and they charge 53 cents for the FPX transaction + CIMBClicks.
SUSDavid83
post Oct 23 2016, 03:22 PM

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QUOTE(Chester @ Oct 23 2016, 02:54 PM)
For those whom withdrew kwsp to pay ptptn, do they credit to your own account or to ptptn directly?

What are the document you need to show to kwsp?
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http://www.ptptn.gov.my/web/guest/pengeluaran-akaun-ii-kwsp
SUSDavid83
post Oct 25 2016, 11:45 AM

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QUOTE(deity01 @ Oct 25 2016, 10:51 AM)
wow, not bad, can pay PTPTN via Jompay, since when they start supporting this?

can save me trips n waiting time at ptptn counter although I still need to go to that shopping mall..

can pay using credit card to via Jompay...

my guess for Jompay is NO EXTRA fee..will try it on 1/11..
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Jompay accepts credit card? blink.gif
SUSDavid83
post Oct 26 2016, 07:31 PM

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QUOTE(Kilohertz @ Oct 26 2016, 09:59 AM)
How to entitle for the 10% discount if I'm paying through m2u monthly?
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Won't get it unless you sign up for direct debit at PTPTN office.
SUSDavid83
post Oct 26 2016, 07:53 PM

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QUOTE(Avangelice @ Oct 26 2016, 07:48 PM)
David how long more for yours to finish and how much left since our age aren't far apart
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I have a huge sum.
SUSDavid83
post Oct 26 2016, 08:00 PM

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QUOTE(Avangelice @ Oct 26 2016, 07:55 PM)
same here man. 64k in July. had to use epf to bring it down. now 52k
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In order to speed up, government can be more creative by offering tax relief too.
If they offer that, I won't mind paying ahead or more.
SUSDavid83
post Oct 26 2016, 08:11 PM

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QUOTE(Avangelice @ Oct 26 2016, 08:10 PM)
it's impossible man. it would be unfair for the other tax payers who paid their studies or those who have gotten scholarships and etc.

the fault lies with the colleges and universities that get you to sign up for their expensive courses and you only find out you are being paid peanuts after you graduate
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Then, why they can give relief for SSPN?

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